USDA Loan Vs. FHA loan for Poultney, VT 2026

In 2026, the USDA loan limit for a single-family home in Poultney, Rutland county, VT, is set at $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you make the best decision for your financial situation in .

USDA and FHA Loan Options in Poultney, VT

The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you, eliminating hassle. Choose one of the three starting points to match with lenders and explore the USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.

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Poultney Lenders
(802) 438-2303 Lender's profile and map NeighborWorks of Western Vermont 110 Marble Street, West Rutland, VT, 05777 Lends in Vermont NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
(888) 252-8932 Lender's profile and map Heritage Family Credit Union 30 Allen St, Rutland, VT, 05701 Lends in Vermont The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
(802) 362-4874 Lender's profile and map Kittredge Mortgage Corporation 123 Bonnet Street, Manchester, VT, 05254 Lends in Vermont "Kittredge Mortgage Corporation holds a Lenders License in Vermont. We finance one to four family homes, condominiums and planned unit developments. The properties may be primary homes, vacation homes or investment properties. Kittredge Mortgage Corporation has always been adaptable to change."
(802) 767-3333 Lender's profile and map White River Credit Union 96 North Main Street, Rochester, VT, 05767 Lends in Vermont The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.