USDA VS FHA in Castleton, Rutland County, VT

In 2025, the USDA loan limit in Castleton, found in Rutland county, VT, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator allows you to compare today's best USDA vs. FHA rates, helping you determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in fits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Castleton, Rutland County, VT

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Option Highlights for USDA and FHA Loans in Castleton, VT

Lendersa® aims to ensure you get the best USDA or FHA loan rapidly and with ease. Start with one of three pathways to connect with lenders and tailored USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VT?

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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