In 2026, the USDA loan limit in Castleton, found in Rutland county, VT, is $336,500. By contrast, the FHA limit for a single-family home is $472,030.
The Lendersa® USDA loan calculator allows you to compare today's best USDA vs. FHA rates, helping you determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Castleton, Rutland County, VT
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Option Highlights for USDA and FHA Loans in Castleton, VT
Lendersa® aims to ensure you get the best USDA or FHA loan rapidly and with ease. Start with one of three pathways to connect with lenders and tailored USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment.
NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.
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