In 2026, the USDA loan limit for Canterwood, located in Pierce County, WA, is $713,000. The FHA limit for a single-family home is $977,500.
Utilizing the Lendersa® USDA loan calculator, you can compare today's optimal USDA versus FHA rates to ascertain the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, observe USDA, FHA, Conforming, and VA loans side by side, facilitating your decision on the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
| Conventional Conforming | $977,500 | 3% |
Lendersa® aims to swiftly secure the best USDA or FHA loan available, without hassle. Opt for one of three initial approaches to align with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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