In 2026, the USDA loan limit for a single-family home in Artondale, located within Pierce county, WA, is set at $713,000. The FHA loan cap, on the other hand, is $977,500.
Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. This will help identify the necessary income, credit, reserves, and documents needed to qualify. Through our advanced mortgage calculator, you can see the details of USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $713,000 | 0% | |
| FHA | $977,500 | 3.5% | |
| Conventional Conforming | $977,500 | 3% |
The mission of Lendersa® is to deliver the optimal USDA or FHA loan swiftly, hassle-free. You have the option to start with one of three pathways that align you with corresponding lenders and USDA loan services.
USDA home loans are insured by the Department of Agriculture, often dubbed USDA rural development loans or mortgages. These are specifically intended for rural regions. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans eliminate the necessity for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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