USDA and FHA Pro and Con in Artondale, Pierce County, WA

In 2025, the USDA loan limit for a single-family home in Artondale, located within Pierce county, WA, is set at $713,000. The FHA loan cap, on the other hand, is $977,500.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA versus FHA rates. This will help identify the necessary income, credit, reserves, and documents needed to qualify. Through our advanced mortgage calculator, you can see the details of USDA, FHA, Conforming, and VA loans side by side, aiding you in determining the best program for your financial needs in .

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Loan Limits and Downpayment Requirements for 2025 in Artondale, Pierce County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

Exploring USDA and FHA Loan Options in Artondale, WA

The mission of Lendersa® is to deliver the optimal USDA or FHA loan swiftly, hassle-free. You have the option to start with one of three pathways that align you with corresponding lenders and USDA loan services.

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Defining USDA Loans in WA

USDA home loans are insured by the Department of Agriculture, often dubbed USDA rural development loans or mortgages. These are specifically intended for rural regions. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans eliminate the necessity for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Omega Financial Services, Inc.
  • 1185 Morris Avenue, Union, NJ, 07083
  • Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
  • PLATINUM MORTGAGE, LLC
  • 1915 Morris Avenue, #2, Union, NJ, 7083
  • At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Nova UA Federal Credit Union
  • 851 Allwood Road, Clifton, NJ, 07012
  • Nova UA Federal Credit Union was chartered in 1959 as Self Reliance (Passaic, NJ) Federal Credit Union. Since inception, we have maintained the same sponsor and subsequently became a community charter. Founded on the principle of people helping people, our credit union provided
  • FastUpFront
  • 1360 Clifton Ave, Suite 193, Clifton, NJ, 07012
  • FastUpFront has established itself as a leader in the lending industry. Our mission is to help businesses succeed by offering simple and effective programs for business financing with a focus on quality service.Our unsecured cash advance program for businesses makes borrowing money simple and quick without the strict application requirements normal
  • XCEL Federal Credit Union
  • 1460 Broad Street, Bloomfield, NJ, 07003
  • XCEL Federal Credit Union is federally insured, regulated, and examined annually by both the federal government and an independent CPA firm. Each member’s deposits are insured to the $250, 000 maximum allowable limit by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. government.
  • FUNDING RESOURCES MORTGAGE CORPORATION
  • 777 Passaic Ave; Suite 220, Clifton, NJ, 07012
  • Funding Resources Mortgage Corporation on a platform of superior quality lending practices, uncompromising integrity and unprecedented client service. FRMC is a client-focused mortgage-banking firm designed to make every clients’ mortgage experience pleasant and successful. FRMC accomplishes this goal
  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.
  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union
  • Spencer Savings Bank
  • 611 River Drive, Elmwood Park, NJ, 07407
  • Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong.