USDA and FHA Pro and Con in Clover-Creek, Pierce County, WA
For 2025, the USDA loan limit in Clover-Creek, located in the county of Pierce, WA, is set at $659,800. In contrast, the limit for an FHA loan on a single-family residence is $776,250.
Utilize the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans. Determine the income, credit requirements, cash reserves, and documents needed to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options concurrently, assisting you in identifying the best program for your specific financial scenario in .
Loan limits and down payment requirements for 2025 in Clover-Creek, county of Pierce, WA
Loan Type
Loan Limit
Down Payment
USDA
$659,800
0%
FHA
$776,250
3.5%
Conventional Conforming
$776,250
3%
Exploring USDA and FHA loan options in Clover-Creek, WA
The mission of Lendersa® is to quickly and seamlessly connect you with the best available USDA or FHA loans. Choose from one of three initial steps, guiding you to compatible lenders and suitable USDA loan programs.
USDA home loans are government-backed through the Department of Agriculture. Also known as USDA rural development loans or mortgages, they are available exclusively in rural areas. Unlike FHA loans, requiring a down payment of at least 3.5%, USDA loans do not require any down payment at all.
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.