In 2026, the USDA loan limit for Lakewood in Pierce County, WA is $713,000. By comparison, the FHA limit for a single-family home stands at $977,500.
Use Lendersa®’s USDA loan calculator to compare the best current rates between USDA and FHA. Find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Lakewood, Pierce County, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Lakewood, WA
The goal of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of the three starting paths that find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, a USDA loan does not need any down payment.
First Security Bank – Hendricks is proud to remain one of the few locally owned and operated full service banks in our trade area. Our goal is to provide quality service with a personal touch. Our bank started in 1940 and has remained strong and loyal to its community and patrons ever since.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106
When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
