USDA VS FHA in Lakewood, Pierce County, WA

In 2025, the USDA loan limit for Lakewood in Pierce County, WA is $713,000. By comparison, the FHA limit for a single-family home stands at $977,500.

Use Lendersa®’s USDA loan calculator to compare the best current rates between USDA and FHA. Find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Lakewood, Pierce County, WA

Loan Type Loan Limit Down Payment
USDA $713,000 0%
FHA $977,500 3.5%
Conventional Conforming $977,500 3%

USDA and FHA Loan Options in Lakewood, WA

The goal of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of the three starting paths that find matching lenders and USDA loan programs.

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What is a USDA Loan in WA?

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, a USDA loan does not need any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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