USDA and FHA Pro and Con in Lakewood, Pierce County, WA
In 2025, the USDA loan limit for Lakewood in Pierce County, WA is $713,000. By comparison, the FHA limit for a single-family home stands at $977,500.
Use Lendersa®’s USDA loan calculator to compare the best current rates between USDA and FHA. Find out the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Lakewood, Pierce County, WA
Loan Type
Loan Limit
Down Payment
USDA
$713,000
0%
FHA
$977,500
3.5%
Conventional Conforming
$977,500
3%
USDA and FHA Loan Options in Lakewood, WA
The goal of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Choose one of the three starting paths that find matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, a USDA loan does not need any down payment.
Memorial Federal Credit Union opened its doors in February of 1962 to provide financial services to the employees of Memorial Hospital and their family members. In the years since, we have grown our membership and continue to provide exceptional service. At Memorial Federal Credit Union, we strive to provide quality financial services.
At Water’s Edge Federal Credit Union, we proudly serve the coastal counties of South Mississippi. Established in 1953 as the Harrison County Post Office Employees Federal Credit Union, we have expanded to serve the Gulf South Region as a safe haven for Savings Accounts, Loans and Certificates.
TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products
We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.
Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
Since 1911, The Peoples Savings Bank has been serving eastern Washington County, OH with a wide array of banking services. Chartered in 1911 as a commercial bank, The Peoples Savings Bank has flourished as a locally owned, independent community bank with strong ties to its heritage.
In 1955, several employees of the Anniston, Alabama, Post Office agreed that it would be a benefit for all of the employees to form a credit union. They assembled a group of twenty-five, and in July 1956, were chartered as the Northeast Alabama Federal Credit Union. In the years since, we have grown to 1186 members, with over $15 Million in assets.
