USDA VS FHA in Algoma, Kewaunee County, WI

For 2026, in Algoma, within Kewaunee county, WI, the USDA loan limit is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Use Lendersa® USDA loan calculator to contrast today's USDA versus FHA rates and determine the qualifications needed. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side to help you choose the best option in for your needs.

View loan offers from a pool of 100 lenders

2026 Loan Limits and Downpayment Requirements in Algoma, Kewaunee, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Algoma, WI

Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and suitable USDA loans.

Lendersa USDA loan request and matching results

Defining USDA Loans in WI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. Available exclusively in rural areas, it requires no down payment, unlike FHA loans which need at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



Algoma Lenders

  • Bank of Luxemburg
  • 630 Main Street, Luxemburg, WI, 54217
  • Lends in Wisconsin
  • Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.

  • Denmark State Bank
  • 103 Main Street, Denmark, WI, 54208
  • Lends in Wisconsin
  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno

  • Landmark Mortgage Lending
  • PO BOX 8153, Green Bay, WI, 54308
  • Lends in Wisconsin
  • Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions

  • Wisconsin Medical Credit Union
  • 1677 South Webster Avenue, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.

  • Nicolet National Bank
  • 111 N. Washington Street, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans

  • All American Home Lending
  • 433 Main Street, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Associated Banc-Corp (NYSE: ASB) has total assets of $34 billion and is Wisconsin’s largest bank holding company. Headquartered in Green Bay, Wisconsin, Associated is a leading Midwest banking franchise, offering a full range of financial products and services from more than 200 banking locations serving more than 100 communities

  • Capital Credit Union
  • 110 N Washington Street, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Capital Credit Union is a not-for-profit financial institution in Northeastern Wisconsin, which focuses on the needs of over 120, 000 members and growing. With over two billion dollars in assets, we are an organization that grows by our philosophy of "Doing the Right Thing"​ through our business practices and community involvement.

  • Executive Mortgage
  • 909 East Walnut Street, Green Bay, WI, 54301
  • Lends in Wisconsin
  • Executive Mortgage is a top rated Wisconsin mortgage lender with years of experience with all types of mortgage loans. We work hard to get our home buyers the lowest current mortgage interest rates available. Whether you are a first time home buyer ready to make the leap to home ownership or an experienced investor.

  • Best REI Funding - Hard Money Lender
  • 563 Hilltop Dr, Green Bay, WI, 54301
  • Lends in Wisconsin
  • "Best REI Funding is a Private Money/Hard Money Lender. Our goal is to fund every deal with funds from private individuals or retirement accounts. We believe that people helping people is the best way to run this business.

    We specialize in Fix & Flip loans, Rental Rehab (Bridge) loans and Transactional Funding."