USDA Vs. FHA Pro and Con comparison in Algoma, Kewaunee County, WI

For 2025, in Algoma, within Kewaunee county, WI, the USDA loan limit is $336,500. In contrast, the FHA limit for a single-family residence is $472,030.

Use Lendersa® USDA loan calculator to contrast today's USDA versus FHA rates and determine the qualifications needed. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA programs side by side to help you choose the best option in for your needs.

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2025 Loan Limits and Downpayment Requirements in Algoma, Kewaunee, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Algoma, WI

Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Choose from three starting points to find matching lenders and suitable USDA loans.

Lendersa USDA loan request and matching results

Defining USDA Loans in WI

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is a government-backed loan from the Department of Agriculture. Available exclusively in rural areas, it requires no down payment, unlike FHA loans which need at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Best Rate Finance & Realty
  • 32605 Temecula Parkway, Suite 203, Temecula, CA, 92592
  • As a full service Real Estate Company, Best Rate Finance and Realty Inc. is committed to serving all of your real estate needs. As a buyer, or as a seller, you do not have to shop around to find different companies for your Real Estate transaction and your loan transaction.
  • Anthony Campos
  • 28693 Old Town Front St, Suite 300, Temecula, CA, 92592
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Scripps Mortgage, Inc.
  • 31805 Temecula Parkway, Suite 101, Temecula, CA, 92592
  • Scripps Mortgage, Inc is a A family owned and operated company, Scripps Mortgage has prided itself on customer service and availability for over twenty five years. With offices in San Diego and Temecula, we are proud to serve the greater Southern California area As a mortgage company, we pride ourselves on searching.
  • Go Lender Direct, Inc.
  • 42377 Via Azalea, Temecula, CA, 92592
  • Since we have been in this industry for many years, we know what the market trends look like and how we can help you. We even have clients that have been with us since we began. Our clients look forward to doing business with us. Our clients love that they do not have to watch the market and enjoy the fact that I know what to look for.
  • Realty Rx
  • 42993 Agena Street, Temecula, CA, 92592
  • Realty Rx Specializing in property sales and mortgage lending in the state of California. Realty Rx is well versed in representing Buyers and Sellers for their real estate transactions and lending needs. Realty Rx covers all of California and it's main office is located in Southern Riverside county.
  • Taylor Loop - Modern Lending
  • 30070 Temecula Pkwy, Suite 200, Temecula, CA, 92592
  • The Modern Lending Team is Southern California's number 1 mortgage team for funded loans and volume. With over 1000 Five Star reviews we are here to make ensure each and every one of our clients and referral partners knows and also Modern Lending we help families get the best mortgage rates to buy or refinance a home
  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.
  • Fontana Federal Credit Union
  • 17235 Arrow Blvd, Fontana, CA, 92335
  • Fontana Federal Credit Union is an independent, member-owned cooperative financial institution whose main principle is "people helping people." We provide quality, friendly services to the employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, San Bernardino Steel-Herrick, Vista Metal,