USDA Vs. FHA Pro and Con comparison in Sturgeon-Bay, Door County, WI

In the year 2026, the USDA loan limit for Sturgeon-Bay in the county of Door, WI, is $285,000. In contrast, the FHA limit for a single-family home is $356,362.

With the Lendersa® USDA loan calculator, you can compare the current leading rates of USDA versus FHA and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial situation in Alabama.

Compare loan offers from 100 lenders now

2026 Loan Limits and Down Payment Requirements in Sturgeon-Bay, County of Door, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Sturgeon-Bay, WI

Lendersa® is dedicated to providing you with the most suitable USDA or FHA loan quickly and efficiently. Choose from one of three starting points, each designed to connect you with fitting lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

A USDA home loan is a government-backed loan by the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and is specifically offered in rural areas. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sturgeon-Bay Lenders

  • Farmers & Merchants Bank & Trust.
  • 1644 Ludington Street, Marinette, WI, 54143
  • Lends in Wisconsin
  • At Farmers & Merchants Bank & Trust, we take pride in our hometown heritage. Our roots are deeply planted in a history of community involvement. We care about the financial success and stability of all of our customers, both personal and business. We work hard to provide our customers with a wide variety of quality products

  • Tri-County Credit Union
  • 2205 Hall Avenue, Suite 107, Marinette, WI, 54143
  • Lends in Wisconsin
  • TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.

  • Bay Shore Credit Union
  • 1514 Cleveland Avenue, Marinette, WI, 54143
  • Lends in Wisconsin
  • Our Credit Union expanded from the closed industrial-chartered credit union established in 1953 to an open community-charted Credit Union serving anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County. The Credit Union’s original name, Ansul Employees Credit Union

  • The Stephenson National Bank and Trust
  • 1820 Hall Avenue, Marinette, WI, 54143
  • Lends in Wisconsin
  • The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ

  • Peshtigo National Bank
  • 250 French St., Peshtigo, WI, 54157
  • Lends in Wisconsin
  • Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.

  • Bank of Luxemburg
  • 630 Main Street, Luxemburg, WI, 54217
  • Lends in Wisconsin
  • Bank of Luxemburg is proud to be a community bank owned by shareholders in the area. We have years of local decision making expertise, catering to the local communities we serve. We are here for our customers through all stages in life, helping to manage life changing events. Trusted advisors support our customers.

  • Landmark Mortgage Lending
  • PO BOX 8153, Green Bay, WI, 54308
  • Lends in Wisconsin
  • Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions

  • Denmark State Bank
  • 103 Main Street, Denmark, WI, 54208
  • Lends in Wisconsin
  • Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno

  • Cornerstone Mortgage
  • 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
  • Lends in Wisconsin
  • We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.