USDA Vs. FHA your options comparison in Combined-Locks, Outagamie County, WI

In 2026, the USDA loan limit for Combined-Locks, situated in Outagamie county, WI, is established at $285,000. Meanwhile, the limit for FHA, concerning a single-family home, is set at $356,362.

Employ the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today, identifying the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side-by-side, aiding you to choose the one in that best suits your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Combined-Locks, within Outagamie, WI

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Combined-Locks, WI

The focus of Lendersa® is to swiftly secure you the ideal USDA or FHA loan, hassle-free. Opt from three starting points to connect with the appropriate lenders and find suitable USDA loan programs.

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Defining USDA Loans in WI

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Contrasting with FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Combined-Locks Lenders

  • BLC Community Bank
  • 206 East Main Avenue, Little Chute, WI, 54140
  • Lends in Wisconsin
  • BLC Community Bank is a strong, independent community bank, locally owned and dedicated to our customers and the communities we serve. We have a genuine desire to meet all of your banking needs and are diligent in our efforts to provide the latest in banking services with a friendly and personal, home-town touch.

  • American National Bank – Fox Cities
  • 2200 North Richmond Street, Appleton, WI, 54911
  • Lends in Wisconsin
  • we had a vision. In 1993 our founders saw a need for a bank in our community that would focus on small to medium-sized businesses—a bank that was willing to take a chance on the success of our clients by focusing on what is best for them.

    They were the pioneers of a new idea: entrepreneurs serving other entrepreneurs.

  • The Bank of Kaukauna
  • 264 W. Wisconsin Avenue, Kaukauna, WI, 54130
  • Lends in Wisconsin
  • The Bank of Kaukauna was started as a private bank in 1879. Our logo indicates: “Established 1883”, which was the year we were incorporated under the laws of the State of Wisconsin. A quote from our 50th Anniversary booklet, from the year 1929, states: “It is the desire of our Officers and Directors that The Bank of Kaukauna will help you

  • Unison Credit Union
  • 1616 Crooks Avenue, Kaukauna, WI, 54130
  • Lends in Wisconsin
  • Unison CU proudly provides the people and businesses of Northeast Wisconsin with exceptional banking services & trusted financial guidance. Whether you need assistance with personal or business finance, auto, boat, motorcycle, ATV, or RV loans, or big-ticket financial products like mortgages, our Member Advisors have the expertise to guide you.

  • East Wisconsin Savings Bank
  • 109 W Second St, Kaukauna, WI, 54130
  • Lends in Wisconsin
  • East Wisconsin Savings Bank’s story began in Kaukauna, WI in 1887 with a vision of local people pooling their hard earned savings together to provide home ownership for family & friends. Back then, when D. J. Brothers drew up the charter in long hand for the Building & Loan Association, this was not an area of satisfied home owners like today.

  • Thrivent Federal Credit Union
  • PO Box 8920, Appleton, WI, 54912
  • Lends in Wisconsin
  • Thrivent Credit Union, the marketing name for Thrivent Federal Credit Union, is a member-owned, not-for-profit financial cooperative with locations in Appleton, WI and Minneapolis, MN, serving members throughout the United States over the phone, digital channels, and shared branches.

  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.

  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • Lends in Wisconsin
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer.

    Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options

  • McGlone Mortgage Group
  • 3701 E. Evergreen Drive, Suite 700, Appleton, WI, 54913
  • Lends in Wisconsin
  • Founded in 1999 and headquartered in Appleton, Wisconsin, McGlone Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple