In 2026, the USDA loan threshold for a single-family residence in Fox-Crossing, located in Winnebago County, WI, is set at $285,000, compared to the FHA limit of $356,362.
Use the Lendersa® USDA loan calculator to assess today's leading USDA and FHA rates, as well as determine the income, credit, reserves, and necessary documents needed for qualification. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most appropriate program for your financial context in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $285,000 | 0% | |
| FHA | $356,362 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is dedicated to ensuring you secure the best USDA or FHA loan promptly and without hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture—also referred to as the USDA rural development loan or mortgage—is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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