In 2026, the USDA loan limit for a single-family home in Manitowoc, located in Manitowoc county of WI, is set at $336,500. The FHA limit, however, is $472,030.
Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, helping you assess income, credit, reserves, and documents required for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side-by-side to decide which program in <Alabama> suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Manitowoc, Manitowoc, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Explore USDA and FHA Loan Options in Manitowoc, WI
Lendersa® is committed to finding you the best USDA or FHA loan, efficiently and without hassle. Choose from three starting points to connect with lenders and explore USDA programs.
A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.
Holy Family Memorial Credit Union was chartered in 1961. We are a closed chartered credit union for Holy Family Memorial Medical Center. Our mission is to meet our membership’s financial needs through quality service at the best value while maintaining financial stability. We look to be here for our members now and for many years to come.
Shipbuilders Credit Union has provided our members comprehensive, personalized and convenient service since 1938. Originally, Shipbuilders Credit Union was formed to service the employees and families of the Manitowoc Company. Shipbuilders Credit Union is a financial services company based out of 2001 Washington St, Manitowoc, Wi.
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level.
Shoreline Credit Union was originally formed by a small group of employees from the Hamilton Manufacturing Company of Two Rivers. The Hamilton Employees Credit Union was run by part-time volunteers from a corner of the company’s personnel department. Later on, space was rented in a downtown building as the credit union grew.
Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.
Denmark State Bank has seven full-service banking offices serving primarily Brown, Kewaunee, Manitowoc, Outagamie, Shawano, Sheboygan counties. We are known for our high quality, personal service to customers and our commitment to the communities in which we serve We are dedicated to offering innovative products and providing the most recent techno
GreenLeaf Bank has been serving Northeast Wisconsin since 1911 and we are devoted to the success of residents and companies located here. Our employees are also part of the community, so we are committed to supporting area schools, churches, agriculture and businesses.
We focus on the needs of local families, businesses and farmers.
