USDA Vs. FHA your options comparison in Manitowoc, Manitowoc County, WI

In 2026, the USDA loan limit for a single-family home in Manitowoc, located in Manitowoc county of WI, is set at $336,500. The FHA limit, however, is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, helping you assess income, credit, reserves, and documents required for qualification. This advanced mortgage tool allows you to view USDA, FHA, Conforming, and VA options side-by-side to decide which program in <Alabama> suits your financial needs best.

Compare loan offers from renowned lenders

2026 Loan Limits and Down Payment Requirements in Manitowoc, Manitowoc, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

Explore USDA and FHA Loan Options in Manitowoc, WI

Lendersa® is committed to finding you the best USDA or FHA loan, efficiently and without hassle. Choose from three starting points to connect with lenders and explore USDA programs.

Lendersa USDA loan request and matching results

What Is a USDA Loan in WI?

A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LHome
  • 1126 Berry Blvd, Louisville, KY, 40215
  • LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,

  • The First National Bank of Waverly
  • 107 North Market Street, Waverly, OH, 45690
  • First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.

  • L3 Home Lending
  • 12700 Townepark Way, Suite 317, Louisville, KY, 40243
  • L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.

  • 1st Look Mortgage, LLC
  • 11408 Shelbyville Rd, Suite 3, Louisville, KY, 40243
  • At 1st Look Mortgage, we take a consultative approach to the mortgage loan process by customizing each home financing solution to ensure our customers achieve their home financing needs and goals. Any Loan Officer can provide a loan; our mission is to get you the right loan! We have a great deal of experience working with all types of borrower.

  • Securitas Mortgage
  • 913 Lily Creek Road, Suite 201, Louisville, KY, 40243
  • Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline .

  • Old Colonial Mortgage
  • 916 lily Creek Road, Suite 201, Louisville, KY, 40243
  • Buying a home is one of the most important decisions you’ll ever make. Why go through the process with a mortgage company that makes you feel like a number? Old Colonial Mortgage is a company founded on the idea that the mortgage business is an inherently personal businessone built on relationships and trust.

  • Fair Way Lending
  • 918 Lily Creek Road, Suite 202, Louisville, KY, 40243
  • "We are a mortgage lender dedicated to treating each and every client the “Fair Way”.



    We believe in creating an individual experience for all of our clients to ensure that their home financing needs are met, and far exceed the industry standard when it comes to product knowledge, professionalism, and good old fashioned hard work"

  • First Commonwealth Mortgage Corp
  • 12004 Shelbyville Road, Louisville, KY, 40243
  • Established in 2000, First Commonwealth Mortgage specializes in tailoring individual mortgage programs to meet specific borrower needs. It’s our goal to make financing your home as easy as possible through our commitment to superior customer service, highly-trained & licensed mortgage bankers, and wide-range of products and services.

  • Broker House Lending
  • 11400 Shelbyville Road, Louisville, KY, 40243
  • From the beginning our primary focus here at Broker House Lending has been to be the “go to source” when shoppers are searching online for quality Louisville Mortgage Brokers.We seek to accomplish this through a “relationship building first” philosophy with our clients.We believe that following this practice has allowed us to grow steadily.

  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided.

    At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.

  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.

    We understand that you are not like every other borrower, so we offer solutions that fit your needs.

    We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv