USDA Vs. FHA your options comparison in Kiel, Manitowoc County, WI
As of 2026, the USDA loan limit for Kiel within Manitowoc county, WI, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA and FHA rates. This tool assists you in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you make the best choice for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Kiel, Manitowoc, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Paths in Kiel, WI
The aim of Lendersa® is to swiftly secure for you the best USDA or FHA loan without hassle. Choose one of three starting points that guide you to matching lenders and USDA loan programs.
A USDA home loan, offered through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans do not require any down payment.
Premier Financial Credit Union is a full-service community credit union, with offices located in New Holstein, Kiel and Chilton. PFCU serves anyone who lives or works in Calumet, Sheboygan, Manitowoc, Fond du lac and Outagamie counties and their families. and also To serve our members in a safe, secure, and convenient environment
We pride ourselves on being a community bank that offers the capabilities of a big bank while staying dedicated to the well-being of our clients. We value giving back to our community by focusing on the needs of local organizations, businesses and families. Our Vision is Building financial foundations for successful client relationships.
Our Mission, “Big enough to serve you, small enough to know you, ” is more than a statement for our team. We like to use the term family, because we live in these communities and our customers are a part of our family. We owe all of our success to the communities we serve each and every day.
At Kohler Credit Union we are dedicated to our member's financial well-being.
Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative
UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.
Holy Family Memorial Credit Union was chartered in 1961. We are a closed chartered credit union for Holy Family Memorial Medical Center. Our mission is to meet our membership’s financial needs through quality service at the best value while maintaining financial stability. We look to be here for our members now and for many years to come.
Shipbuilders Credit Union has provided our members comprehensive, personalized and convenient service since 1938. Originally, Shipbuilders Credit Union was formed to service the employees and families of the Manitowoc Company. Shipbuilders Credit Union is a financial services company based out of 2001 Washington St, Manitowoc, Wi.
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level.
Shoreline Credit Union was originally formed by a small group of employees from the Hamilton Manufacturing Company of Two Rivers. The Hamilton Employees Credit Union was run by part-time volunteers from a corner of the company’s personnel department. Later on, space was rented in a downtown building as the credit union grew.
