USDA Vs. FHA your options comparison in Oconto, Oconto County, WI
As of 2025, the USDA loan cap in Oconto, part of Oconto county, WI, is $336,500. For a single-family home, the FHA ceiling is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today, and find out which details like income, credit, reserves, and documentation are needed for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide on the most suitable program in for your financial conditions.
Loan Limits and Down Payment Details for 2025 in Oconto, Oconto, WI
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Oconto, WI
At Lendersa®, we aim to facilitate quick and hassle-free access to the best USDA or FHA loans. Start by choosing from these three entry points to find matching lenders and USDA loan plans:
A USDA loan is a government-backed mortgage by the Department of Agriculture, sometimes known as a USDA rural development loan or USDA mortgage. It is specifically for rural areas, offering zero down payment, unlike the FHA, which requires at least a 3.5% down payment.
making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
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19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.
Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.
