USDA Vs. FHA your options comparison in Oconto, Oconto County, WI

As of 2025, the USDA loan cap in Oconto, part of Oconto county, WI, is $336,500. For a single-family home, the FHA ceiling is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates today, and find out which details like income, credit, reserves, and documentation are needed for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide on the most suitable program in for your financial conditions.

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Loan Limits and Down Payment Details for 2025 in Oconto, Oconto, WI

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Oconto, WI

At Lendersa®, we aim to facilitate quick and hassle-free access to the best USDA or FHA loans. Start by choosing from these three entry points to find matching lenders and USDA loan plans:

Lendersa USDA loan request and matching results

Clarifying USDA Loans in WI

A USDA loan is a government-backed mortgage by the Department of Agriculture, sometimes known as a USDA rural development loan or USDA mortgage. It is specifically for rural areas, offering zero down payment, unlike the FHA, which requires at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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