USDA and FHA Pro and Con in Oconto-Falls, Oconto County, WI
For 2026, the USDA loan limit for a single-family home in Oconto-Falls, within Oconto, WI, is $285,000, while the FHA ceiling is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today’s most favorable USDA against FHA rates, establishing the necessary income, credit rating, reserves, and documentation for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options in parallel, aiding your decision for the best program in for your financial circumstances.
2026 Loan Limits and Down Payment Requirements in Oconto-Falls, Oconto, WI
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Oconto-Falls, WI
The objective of Lendersa® is to efficiently equip you with the ideal USDA or FHA loan promptly and hassle-free. Choose one of three entry points to match with lenders and evaluate USDA loan opportunities.
The USDA home loan, sanctioned by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is exclusively offered in rural locales. In contrast to FHA loans that necessitate a 3.5% minimum down payment, the USDA mortgage does not require any down payment at all.
Bay Bank was founded in 1995 by the Oneida Nation and a group of five Green Bay area business men. They intended to provide the Green Bay area community with a locally controlled financial institution. This institution would be free from bank mergers and consolidations that were becoming common to the larger financial institutions.
Peshtigo National Bank is an independent, locally owned community bank serving Marinette, Oconto, Brown, and Shawano counties (WI), as well as Menominee county (MI). Full service branches are located in Peshtigo, Marinette, Coleman, Gillett, and Oconto Falls, WI, along with a Loan Servicing Office in Antigo, WI.
1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
Lends in Wisconsin
We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
Landmark Mortgage Lending is located in Green Bay, WI, United States and is part of the Nondepository Credit Intermediation Industry. and Landmark Mortgage Lending specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions
Service Credit Union was created in 1934, when a group of farsighted Wisconsin Public Service employees joined together to help their fellow employees in those desperate days of the Great Depression. In those days, it was not easy to borrow money except at high rates of interest. Provide members with competitive, high quality financial services.
At PCM Credit Union you will always be greeted with a smile & a friendly voice. We truly are “People Caring More” & you will witness the PCM Credit Union difference when you partner with us as a member of the credit union, or within the community. We are dedicated to our Mission & Vision of going above and beyond what other financial institutions.
Cornerstone Mortgage is one of the largest mortgage lenders in Wisconsin and Upper Michigan, with 2 Wisconsin offices located in De Pere and Green Bay, as well as an office in Menominee, Michigan, and over 20 licensed loan originators on staff who have over 190 combined years of experience. We offer a vast array of mortgages
Wisconsin Medical CU was started by Mr. Leland Clark who had worked with Mrs. Leonard Hearden on Payroll and Personnel at St. Vincent Hospital. Mr. Clark thought a credit union would be a good way for employees to help other employees. A credit union is a not-for-profit organization made up of a group of people who join together to save money.
Nicolet National Bank distinguishes itself by providing unmatched customer service to each and every one of its clients. Nicolet National offers localized, knowledgeable decision-making designed to create long-lasting relationships within the community. From multi-million dollar commercial loans, to small personal loans
