USDA Loan Vs. FHA loan pro & con Rothschild, Marathon County, WI

As of 2025, within Rothschild and the surrounding Marathon in WI, the USDA loan cap is $336,500. Meanwhile, $472,030 stands as the FHA limit for single-family dwellings.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates. You can assess the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to view programs like USDA, FHA, Conforming, and VA side-by-side, assisting you in choosing the best option for your financial circumstances in .

Options for USDA and FHA Loans in Rothschild, WI

Lendersa® is dedicated to swiftly and effortlessly securing the optimal USDA or FHA loan for you. Choose from three starting options that link you with matching lenders and USDA loan offerings.

Type of Loan	Loan Maximum	Minimum Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan is government-backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans require zero down payment.

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(760) 953-5517 Lender's profile and map Reviews CTC Lending 13496 Capella Road, Apple Valley, CA, 92308 At CTC Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(559) 561-1420 Lender's profile and map Reviews Valley Oak Credit Union 40870 Sierra Dr, Three Rivers, CA, 93271 Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
(503) 485-9500 Lender's profile and map Reviews Lighthouse Financial Enterprises, Inc 110 Wallace Rd. NW, Salem, OR, 97304 At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.
(503) 269-0005 Lender's profile and map Reviews Jenny Kuball \| Capitol Mortgage Company Loan Officer 2254 Wilmington Ave NW, Salem, OR, 97304 As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.
(503) 581-6221 Lender's profile and map Reviews Ibew/Sj Cascade Federal Credit Union 1825 12th Street SE, Suite 130, Salem, OR, 97302 IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
(503) 364-7999 Lender's profile and map Reviews Valley Credit Union 2096 Mission St, Salem, OR, 97302 Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
(503) 581-8100 Lender's profile and map Reviews Landmark Professional Mortgage Company 1255 Lee St SE, Suite 200, Salem, OR, 97302 Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
(503) 588-3511 Lender's profile and map Reviews Mortgage First Corporation 1761 Liberty St SE, Salem, OR, 97302 Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
9093746250 Lender's profile and map Reviews LENDCO 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395 Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
(760) 953-5754 Lender's profile and map Reviews Innovation Mortgage Group 12600 Hesperia Road, Suite A, Victorville, CA, 92395 Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
(888) 788-9398 Lender's profile and map Reviews 203K Mortgage Lender 17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395 203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans
(760) 646-0902 Lender's profile and map Reviews Gold Key Home Loans 6637 SVL Box, Victorville, CA, 92395 Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.