USDA Loan Vs. FHA loan pro & con Rothschild, Marathon County, WI

As of 2026, within Rothschild and the surrounding Marathon in WI, the USDA loan cap is $336,500. Meanwhile, $472,030 stands as the FHA limit for single-family dwellings.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates. You can assess the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to view programs like USDA, FHA, Conforming, and VA side-by-side, assisting you in choosing the best option for your financial circumstances in .

Options for USDA and FHA Loans in Rothschild, WI

Lendersa® is dedicated to swiftly and effortlessly securing the optimal USDA or FHA loan for you. Choose from three starting options that link you with matching lenders and USDA loan offerings.

Type of Loan	Loan Maximum	Minimum Down Payment
USDA	$336,500	0%
FHA	$472,030	3.5%
Conventional Conforming	$726,200	3%

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan is government-backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans require zero down payment.

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(570) 275-3308 Lender's profile and map Reviews Central Susquehanna Community Federal Credit Union 530 E Market Street, Danville, PA, 17821 CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
(717) 249-7500 Lender's profile and map Reviews FOOTE CAPITAL MORTGAGE COMPANY 17 East High Street, Suite 102, Carlisle, PA, 17013 Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
(423) 336-7268 Lender's profile and map Reviews Bowater Credit Union 5123 Highway 11 S, Calhoun, TN, 37309 Our mission is to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs. Our commitment is to operate in a financially sound manner with a staff dedicated to excellence. we seek to educate members to make better financial decisions.
5406287188 Lender's profile and map Reviews HomeLoanist LLC 5208 Country Meadow Drive, Dublin, VA, 24084 HomeLoanist LLC Mortgage guidance that fits you HomeLoanist LLC provides clear, personalized guidance for home loans, refinancing, and real estate needs. As both a licensed mortgage broker and licensed Realtor, Yves LaMarre offers insight on financing and home buying—helping you make confident decisions every step of the way. Visit HomeLoanist to get started.
(540) 434-6444 Lender's profile and map Reviews Park View Federal Credit Union 1675 Virginia Ave, Harrisonburg, VA, 22802 Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
(717) 692-7100 Lender's profile and map Reviews Mid Penn Bank 349 Union Street, Millersburg, PA, 17061 Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
(301) 797-6318 Lender's profile and map Reviews Bulldog Federal Credit Union 580 Northern Avenue, Hagerstown, MD, 21742 Bulldog Federal Credit Union was organized on July 16, 1968, by a group of Mack Truck Union Local 171 employees to provide their coworkers with an economical alternative to local finance companies that charged high interest rates & imposed stiff penalties for late payments. Volunteers, board of directors were responsible for day-to-day operations.
(301) 790-3131 Lender's profile and map Reviews Washington County Teachers Federal Credit Union 19638 Leitersburg Pike, Suite 100, Hagerstown, MD, 21742 The Credit Union was established in 1949 by fifty Washington County educators. For many years, volunteers operated the Credit Union from their homes. In 1979, the Credit Union opened its first dedicated office space in a trailer on the bus lot of the Board of Education. The Williamsport branch opened in April 2005.
(717) 957-9966 Lender's profile and map Reviews Hometown Mortgage Resources Inc 1612 State Rd, Duncannon, PA, 17020 At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
(620) 397-5324 Lender's profile and map Reviews The First National Bank of Dighton 105 East Long, Dighton, KS, 67839 First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
(662) 562-9671 Lender's profile and map Reviews Mississippi Land Bank 5509 Hwy 51, North Senatobia, MS, 38668 For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
501-570-6441 Lender's profile and map Reviews Pretty Gurls Investments 212 West M Avenue, North Little Rock, AR, 72116 Hi, I'm Ms. Bynum, Owner/CEO of "Pretty Gurls Investments" I have been in the mortgage and finance industry for over 13 years. I assist RE investors nationwide with project funding for their Real Estate projects. You can also email me your Executive Summary for my review, if you are not ready to apply just yet. PrettyGurlsInvestments@gmail.