USDA VS FHA in Rothschild, Marathon County, WI

As of 2026, within Rothschild and the surrounding Marathon in WI, the USDA loan cap is $336,500. Meanwhile, $472,030 stands as the FHA limit for single-family dwellings.

Utilize the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates. You can assess the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to view programs like USDA, FHA, Conforming, and VA side-by-side, assisting you in choosing the best option for your financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Rothschild, Marathon, WI

Type of Loan Loan Maximum Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Rothschild, WI

Lendersa® is dedicated to swiftly and effortlessly securing the optimal USDA or FHA loan for you. Choose from three starting options that link you with matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in WI

The USDA home loan is government-backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, available only in rural regions. Unlike FHA loans, which mandate a 3.5% minimum down payment, USDA loans require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rothschild Lenders

  • Intercity State Bank
  • 962 Grand Avenue, Schofield, WI, 54476
  • Lends in Wisconsin
  • Intercity State Bank is an independent community bank where we approach things differently. We have been serving Schofield & the surrounding areas for 60 years.Originally chartered in the 1952, Intercity has continued to provide the best personal attention to the needs of the citizens & local business community through the changing decades.

  • M.E. Employees Credit Union
  • 111 E Randolph Street, Wausau, WI, 54401
  • Lends in Wisconsin
  • M.E. Employees Credit Union serves more than 1500 members. We are governed by a Board of Directors composed entirely of MEECU members whom are elected by the membership. We are a member-owned not-for-profit financial institution striving to bring financial health to all our members.

  • Connexus Credit Union
  • 1 Corporate Drive, Suite 700, Wausau, WI, 54401
  • Lends in Wisconsin
  • Serving members across all 50 states, Connexus Credit Union is a member-focused cooperative that is proud to return profits to member-owners through high yields for checking accounts and deposit products, as well as competitive rates for personal, home, and auto loans. Members benefit from a multi-channel service

  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Lends in Wisconsin
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.

  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Lends in Wisconsin
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.

  • Marathon County Employees Credit Union
  • 400 E Thomas Street, Wausau, WI, 54403
  • Lends in Wisconsin
  • Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz
    We are a state chartered

  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Lends in Wisconsin
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935

  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Lends in Wisconsin
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.

  • The Pineries Bank
  • 3601 Main Street, Stevens Point, WI, 54481
  • Lends in Wisconsin
  • The Pineries Bank was established in 1997 in the central Wisconsin community of Stevens Point, Wis. The bank essentially was organized as a start up bank and has grown from its original asset size of $6 million to $53 million.

    The Pineries Bank - Stevens Point, Wisconsin. Because Your Life is More Than Just a Formula.