2026 brings a USDA loan limit of $336,500 in Wausau, county of Marathon, WI, while the FHA cap is $472,030 for a single-family home.
To compare the best USDA and FHA rates available today, use the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best program for your financial situation in <Alabama>.
Investigate loan options from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming Conventional | $726,200 | 3% |
Lendersa® is devoted to swiftly securing the optimal USDA or FHA loan for you with minimal hassle. Start with one of three options to match with lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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