USDA Loan Vs. FHA loan for Williamstown, WV [Wood County Rates 2023]

In 2025, USDA loan limit in Williamstown, county of Wood, WV is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Williamstown, WV

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in West Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(229) 241-9444 597 miles Lender's profile and map Reviews Guardian Bank 701 Wildwood Plantation Drive, Valdosta, GA, 31602 Our bank was founded in 1997. Our founders established a bank based on time-tested methods of sound financial management. The bank they envisioned would serve people like themselves, who enjoy living and working in the unique region of South Georgia. Guardian Bank flourished as it helped people prosper.
(229) 242-7600 597 miles Lender's profile and map Reviews CBC Bank 3466 North Valdosta Road, Valdosta, GA, 31602 We pride ourselves on being a true community bank. Our bankers are your neighbors and your friends-- and we truly understand the needs of our local people. We have, and will continue to be, committed to building relationships with our customers and our community across South Georgia.
(229) 588-5340 597 miles Lender's profile and map Reviews Ameris Bank 3020 N Patterson St, Valdosta, GA, 31602 Ameris Bank is a financial institution serving customers across the Southeast and Mid-Atlantic. Through online account opening, customers across the nation can benefit from Ameris Bank products and services. Ameris Bank has full-service locations in Alabama, Florida, Georgia and South Carolina and mortgage-only.
(229) 244-2732 597 miles Lender's profile and map Reviews Southeastern Credit Union 3501 North Valdosta Rd., Valdosta, GA, 31602 Southeastern Credit Union is a not-for-profit financial institution. We were founded in 1953 as Moody Air Force Base Federal Credit Union, originally offering credit union membership to base employees and their immediate family.Since then, we've changed our name and our charter to serve our current ten-county area in South Georgia.
(319) 342-2850 597 miles Lender's profile and map Reviews Cedar Valley Bank & Trust 321 Main Street, La Porte City, IA, 50651 Cedar Valley Bank & Trust is proud to be a locally owned full-service community bank. Our highest priority is serving and supporting the communities we serve. We look for individuals with a passion for community banking who will put the needs of our customers above everything else.
(877) 487-2977 597 miles Lender's profile and map Reviews The Provident Bank 5 Market Street, Amesbury, MA, 01913 We were founded in 1828 and were a “traditional” bank for a long time. But in 2020, we reshaped our nearly 200-year-old DNA to become an innovative, adaptive and technology-first, commercial bank supporting businesses across specialty markets like Digital Assets, Banking as a Service and Renewable Energy.
(978) 834-6719 597 miles Lender's profile and map Reviews National Mortgage Advice 110 Haverhill Road, Suite 312, Building C, Amesbury, MA, 01913 At National Mortgage Advice, we finance what national banks can't or wont! We Offer: Real Estate Counseling, Acquisition, Development and Financing. We finance in 43 States. Jeffrey J. Moore President at National Mortgage Advice, Inc. National Mortgage Advice, LLC is now their lender of choice.
(715) 453-2144 598 miles Lender's profile and map Reviews Tomahawk Community Bank S.S.B. 15 East Wisconsin Avenue, Tomahawk, WI, 54487 Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
(660) 665-6161 598 miles Lender's profile and map Reviews Northeast Missouri State Bank 600 South Baltimore, Kirksville, MO, 63501 The Northeast Missouri State Bank was originally chartered as Schuyler County State Bank in 1933. The name was changed to Northeast Missouri State Bank in 1988, to better reflect our area of customer service, and the main bank moved to Kirksville, MO. In 2004, the bank expanded by purchasing the LaPlata State Bank.
(660) 665-7766 598 miles Lender's profile and map Reviews Bank of Kirksville 214 S Franklin St, Kirksville, MO, 63501 The Bank of Kirksville began as the wishful dream of a group of men sitting in the back room of the Adair County Miner's Bank of Connelsville. They dreamed of a bank with friendly service, sound financial advice, and a mission to give back to the community around them. With these ideals in place the Bank of Kirksville was issued a state charter.
(660) 665-3494 598 miles Lender's profile and map Reviews Alliant Bank 201 S Baltimore St, Kirksville, MO, 63501 Alliant Bank strongly believes we are partners with our communities. Helping those in our communities pursue their dreams is what we are all about. Our goal is to be the place you come to when you set out to achieve your dreams. No matter what you are trying to achieve; buying a new home
(660) 665-7703 598 miles Lender's profile and map Reviews Connections Bank 2817 N Baltimore, Kirksville, MO, 63501 We believe in providing quality service beyond what is traditionally expected. At Connections Bank, you are guaranteed to find friendly customer service representatives to assist you with your lending and savings. We have an experienced lending staff offering a wide range of both consumer and commercial loan products.