In the year 2026, the USDA loan cap for Williamstown in Wood county, WV stands at $336,500. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
To compare the current USDA and FHA rate offers and evaluate the necessary income, credit, reserves, and paperwork needed for qualification, use the Lendersa® USDA loan calculator. Our state-of-the-art mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options to identify which package in
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| Type of Loan | Maximum Loan Amount | Down Payment Rate | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you, minimizing hassle. Choose from three simple steps leading to matching lenders and USDA loan solutions.
The USDA home loan, backed by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage, is exclusive to rural areas. This loan requires no down payment, unlike FHA loans which necessitate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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