USDA Vs. FHA Pro and Con comparison in Parkersburg, Wood County, WV

In 2025, the USDA loan limit for Parkersburg, located in Wood, WV is $336,500. Meanwhile, the FHA limit for single-family homes stands at $472,030.

Use Lendersa®'s USDA loan calculator to align today's best USDA and FHA rates and identify the income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side to guide your choice for the best program in Alabama matching your financial needs.

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2025 Loan Limits and Down Payment Requirements in Parkersburg, Wood County, WV

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

USDA and FHA Loan Options in Parkersburg, WV

The goal of Lendersa® is to efficiently match you with the best USDA or FHA loans. Select one of three paths leading to lender matches and suitable USDA programs.

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What is a USDA Loan in WV?

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans that require a 3.5% down payment minimal, USDA loans need none, enhancing their appeal.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • GR Financial
  • 650 South Cherry Street, Suite 1400, Denver, CO, 80246
  • GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
  • LendingCorpcom Inc
  • 4340 East Kentucky Avenue, Suite 439, Glendale, CO, 80246
  • "We compare wholesale mortgage rates to obtain the best Colorado loan for you. Mortgage costs can vary by thousands of dollars for the same loan product. We make it easy to find the right mortgage since 1999. Please request a quote if you are shopping for a Colorado mortgage. Our process is fast and paperless!"
  • Industry Home Mortgage
  • 720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
  • At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • MODlending LLC
  • 8783 Spruce Mountain Road, Larkspur, CO, 80118
  • Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
  • Integrity Bank & Trust
  • 1275 Village Ridge Pt., Monument, CO, 80132
  • Integrity Bank & Trust is an employee-owned community bank, dedicated to the Colorado Springs area. The staff at Integrity is motivated and inspired by meeting the financial service needs of our customers and community. We endeavor to display behavior that is consistent with our faith-based beliefs and to serve others for their benefit.
  • The Fox Mortgage Team LLC
  • 17857 Lapis Court, Monument, CO, 80132
  • Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
  • Young Americans Bank
  • 3550 East First Avenue, Denver, CO, 80206
  • Young Americans Center for Financial Education is a unique organization located in Denver, Colorado. We operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate