In 2026, the USDA loan limit for Parkersburg, located in Wood, WV is $336,500. Meanwhile, the FHA limit for single-family homes stands at $472,030.
Use Lendersa®'s USDA loan calculator to align today's best USDA and FHA rates and identify the income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side to guide your choice for the best program in Alabama matching your financial needs.
2026 Loan Limits and Down Payment Requirements in Parkersburg, Wood County, WV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional
$726,200
3%
USDA and FHA Loan Options in Parkersburg, WV
The goal of Lendersa® is to efficiently match you with the best USDA or FHA loans. Select one of three paths leading to lender matches and suitable USDA programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans that require a 3.5% down payment minimal, USDA loans need none, enhancing their appeal.
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565.
In 2001, the credit union changed its name to Union Trades Federal Credit Union
One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
Mountain Heritage Federal Credit Union has been open since 1958. It's the 22nd largest credit union in West Virginia with assets totaling $48.94 Million and providing banking services to more than 8, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member gr
WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
Williamstown Bank, Inc. is a locally owned and operated community bank serving Wood County, WV and the surrounding area. Founded in 1919, Williamstown Bank understands the needs of customers evolve over time, and we are excited to offer a unique blend of the most up to date technology with the personalized service
