In 2026, the USDA loan limit for Parkersburg, located in Wood, WV is $336,500. Meanwhile, the FHA limit for single-family homes stands at $472,030.
Use Lendersa®'s USDA loan calculator to align today's best USDA and FHA rates and identify the income, credit, reserves, and documents needed to qualify. The advanced mortgage calculator shows USDA, FHA, Conforming, and VA side by side to guide your choice for the best program in Alabama matching your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional | $726,200 | 3% |
The goal of Lendersa® is to efficiently match you with the best USDA or FHA loans. Select one of three paths leading to lender matches and suitable USDA programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or mortgage, is solely available in rural areas. Unlike FHA loans that require a 3.5% down payment minimal, USDA loans need none, enhancing their appeal.
Enter your location to find out if it qualifies for USDA rural housing loan?
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