USDA Vs. FHA Pro and Con comparison in Gillette, Campbell County, WY

In 2026, the single-family home USDA loan limit in Gillette, within Campbell county, WY, is set at $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top rates for both USDA and FHA loans today, clarifying the income, credit standing, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side for an informed decision about which option in best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Gillette, Campbell, WY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Gillette, WY

Lendersa® is committed to quickly securing the best USDA or FHA loan for you without unnecessary hassle. Choose from three possible starting points to connect with lenders and explore USDA program options.

Visualization of Lendersa USDA loan requests and results

Understanding USDA Loans in WY

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans which require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CapTex Bank
  • 1301 W 7th St, Suite 201, Fort Worth, TX, 76102
  • CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams.

    Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment

  • GM Financial Sugar Land Credit Center
  • 801 Cherry Street, Suite 3500, Fort Worth, TX, 76102
  • GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, Texas. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers.

  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.

  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital

  • JH Moore Inc
  • 777 Main Street, Suite 654, Fort Worth, TX, 76102
  • JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Mechanics Bank
  • 915 Highland Park Drive, Suite 450, Roseville, CA, 95678
  • Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.

  • Homes For Veterans
  • 12 South Grant Street, Roseville, CA, 95678
  • The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.

  • Platinum Mortgage Company
  • 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
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