USDA and FHA Pro and Con in Gillette, Campbell County, WY
In 2026, the single-family home USDA loan limit in Gillette, within Campbell county, WY, is set at $336,500, while the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to assess the top rates for both USDA and FHA loans today, clarifying the income, credit standing, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side for an informed decision about which option in best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in Gillette, Campbell, WY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Gillette, WY
Lendersa® is committed to quickly securing the best USDA or FHA loan for you without unnecessary hassle. Choose from three possible starting points to connect with lenders and explore USDA program options.
The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans which require a 3.5% down payment, USDA loans require no down payment.
First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
First State Bank of Newcastle was founded during the depression in 1924, a time when most banks were being forced to close their doors. Faith in the integrity of the men who started the bank was responsible for the bank’s growth only a few months after the collapse of several Weston County banking institutions.
In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
Converse County Bank is able to offer the leading-edge financial products and services of today’s very busy world, we’re still local. Still providing safe harbor. Still committed to fulfilling the dreams of those we serve. We’re here when you need us, with our extended customer service hours.
We help entrepreneurs, real estate investors, and developers, access commercial loans, working capital, business funding, and tailored lending options so you can move faster to funding with confidence. Email Doug Miller at Doug@SouthCapFunding.com or phone or text 253-686-7999 to explore a funding solution. Visit http://SouthCapFunding.com and https://CanduVentures.com for more info about us.
Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
Wyoming Capital Access provides guidance and access to government-related loan programs, as alternative business financing options, for Wyoming lenders and Wyoming small businesses. Wyoming's leading provider of SBA 504 Loans & SBA Wyoming Lender of the Year for three years in a row has begun operating under the new name of Wyoming Capital Access.
