USDA VS FHA in Gillette, Campbell County, WY

In 2025, the single-family home USDA loan limit in Gillette, within Campbell county, WY, is set at $336,500, while the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to assess the top rates for both USDA and FHA loans today, clarifying the income, credit standing, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side for an informed decision about which option in best suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Gillette, Campbell, WY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Gillette, WY

Lendersa® is committed to quickly securing the best USDA or FHA loan for you without unnecessary hassle. Choose from three possible starting points to connect with lenders and explore USDA program options.

Visualization of Lendersa USDA loan requests and results

Understanding USDA Loans in WY

The USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans which require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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