USDA Vs. FHA your options comparison in Newcastle, Weston County, WY

As of 2026, for a single-family home in Newcastle, located in Weston, WY, the USDA loan limit is $336,500, while the FHA limit is noted at $472,030.

Utilize the Lendersa® USDA loan calculator to contrast today's premium USDA and FHA rates, identifying the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side, helping determine the best program for your financial needs in .

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Loan Limits and Down Payment Specifications for 2026 in Newcastle, Weston, WY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Newcastle, WY

At Lendersa®, our mission is to efficiently secure you the best USDA or FHA loan with minimal hassle. Choose one of three approaches to connect with lenders and explore USDA loan opportunities.

Illustration of Lendersa USDA loan inquiries and outcomes

Defining USDA Loans in WY

A USDA home loan, backed by the Department of Agriculture and often called the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that typically require a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Newcastle Lenders

  • First State Bank of Newcastle
  • 24 N. Sumner, Newcastle, WY, 82701
  • Lends in Wyoming
  • First State Bank of Newcastle was founded during the depression in 1924, a time when most banks were being forced to close their doors. Faith in the integrity of the men who started the bank was responsible for the bank’s growth only a few months after the collapse of several Weston County banking institutions.

  • First National Bank of Gillette
  • 319 S Gillette Ave, Gillette, WY, 82716
  • Lends in Wyoming
  • First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains