Rapid-City, South Dakota 12 Bridge Loan Lenders with AI [2026]

Bridge loan rates in Rapid-City, SD begin at 1.91% for first-position loans and maintain the same for loans in the second position. The Lendersa® directory encompasses all financial institutions and private hard money lenders capable of arranging Bridge Loans for both residential and commercial properties located in SD. This wide variety ensures access to a diverse range of lenders catering to specific property types and financial conditions.

Utilize our bridge loan calculator to discover the current rates for either residential or commercial bridge loans. This tool helps assess the necessary income, credit, reserves, and required documentation for qualifying.

Under specific circumstances, hard money lenders might expedite the funding of your bridge loan mortgage, potentially completing the process within a few days, without requiring documentation, by relying solely on your property's equity.

Explore loan offers from 100 lenders

Evaluate your loan options in Rapid-City, SD

Lendersa® is dedicated to securing the optimal Bridge loan efficiently and with minimal hassle. Choose from three initial paths to connect with matching lenders and Bridge loan programs that fit your needs.

Lendersa Bridge loan request and matching results

The Lendersa® Bridge mortgage calculator allows for lender comparison to identify who offers the best bridging loans up to $1,430,000 for first-position loans or starting at $20,029 for those in the second position.

Lendersa® gathers program data from thousands of Bridge loan sources, such as bridge credit unions and civic financial services, and compares it in seconds against your specific financial profile and requirements.

Understanding Bridge Loans

Bridge loans, also known as swing loans or Bridge financing, include various definitions and unique programs designed to align with client intentions. Discover how these loans function or submit your information to be rapidly matched with top Bridge loan lenders.

To calculate the exact distance from Bridge lenders to your property, please enter the property address or location here:



Rapid-City Bridge Loan Lenders

  • Dakota Star Federal Credit Union
  • 3122 W St Louis Street, Rapid City, SD, 57702
  • Lends in South Dakota
  • Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.

  • Blue Ribbon Mortgage and Investments
  • 2025 Jackson Blvd, Rapid City, SD, 57702
  • Lends in South Dakota
  • Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.

  • Rushmore Electric Federal Credit Union
  • 1715 Cambell Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • Rushmore Electric Federal Credit Union was formed to assist employees and directors of rural electric cooperatives with their financial needs and planning in September 1964. Credit Unions are non-profit financial cooperatives and member-owned, just like rural electric cooperatives.

  • First Western Federal Savings Bank
  • 402 Main St, Rapid City, SD, 57701
  • Lends in South Dakota
  • At First Western Federal Savings Bank, you’ll find an honesty from our non-recourse lenders that you won’t find anywhere else. We take extraordinary pride in providing simple, straightforward answers to your very important questions about buying investment real- estate. As a portfolio lender for over 30 years.

  • Med 5 Federal Credit Union
  • 4956 5th Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • We strive to create a high-performance credit union committed to offering our members a competitive advantage on products and service compared to traditional lenders and big banks. Through our commitment to become our members’ primary financial institution, we shall consistently and constantly strive to assist members to attain their personal

  • Highmark Federal Credit Union
  • 725 5th St, Rapid City, SD, 57701
  • Lends in South Dakota
  • Highmark Federal Credit Union is Rapid City’s first credit union. Originally chartered as Rapid City Teacher’s Federal Credit Union in 1940, we are a member-owned, not-for- profit financial cooperative with six locations serving anyone located across 11 counties in Western South Dakota and Eastern Wyoming.

  • Black Hills Federal Credit Union
  • 200 Main Street, Rapid City, SD, 57701
  • Lends in South Dakota
  • BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.

  • Unify Home Lending
  • 2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
  • Lends in South Dakota
  • We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.

  • OMNI HOME FINANCING LLC
  • 1508 Mt Rushmore Road, Rapid City, SD, 57701
  • Lends in South Dakota
  • Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.

  • HERITAGE HOME LENDING
  • 2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
  • Lends in South Dakota
  • Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.