List of hard money commercial lenders in NC

Get the best commercial hard money loan rates from 108 commercial hard money lenders in North Carolina ready to fund loans for commercial properties purchases, refinance, or construction for commercially zoned properties.

Find out your commercial hard money loan options and rates by selecting lenders from our 2025 complete list of commercial hard money lenders in the State of North Carolina

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The magic commercial hard money loan calculator

To ensure all of your lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct hard money lenders. You can now discover the best commercial hard money loan rates today to fund any kind of commercial property or commercial plus construction in North Carolina.

Commercial loans and Industrial loans

Avoiding unnecessary inquiries will reduce your credit score. Get pre-approved for your commercial hard money loan without the need to see your social security number or any sensitive financial information.

Commercial construction loans, industrial properties, and blanket loans are part and parcel of commercial property lending; you may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Commercial Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; Commercial loans in could best be arranged by local lenders familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.



  • National Lending Pro
  • 301 E John Street #1972, Matthews, NC, 28105
  • We know what Matters at National Lending Pro. As a Premier Lender funding Ground New Construction, Bridge Loans, DSCR, Multi Unit, Rehabs and Developer Loans we know each Real Estate Investor have different requirements and needs. We are Not a One Size Fit All – Lender. Get your Project Pre-Approved today and find out what sets National Lendin
  • Black Swan Lending
  • Lochlain Drive, Charlotte, NC, 28209
  • Started by Austin Hegele. Black Swan Lending is a commercial loan brokerage. An asset-based, non-QM, private and hard money lender. We offer refinance loans, ground up construction loans, long-term rental and short-term loans, rental loans, fix and flip loans, bridge loans, transactional loans, and multifamily loans. We have developed incredible pa
  • REI Investment Capital LLC
  • 7014 Garden Terrace Ct, Charlotte, NC, 28210
  • Easy Hard Money and Commercial Loans for investors. - Loan Types - Fix and Flips, DSCR, Portfolio, Bridge, Ground Up Construction, Multifamily bridge/value Add and Term loans and Commercial Loans. Property types - SFR, MF 1-4, MF 5+ units, Retail, Office, Strip Malls, Warehouse, Light Industrial, Mixed-use, Hospitality, Self-Storage and more.
  • Davis & Davis IG
  • 8601 Six Forks Rd, STE 400, Raleigh, NC, 27615
  • Getting you the funds you need, when you need it: Need funds for Fix N Flips, we can do that, for Construction, we can do that, for Rental loans, we can do that, for Cash-out refi, we can do that, for Commercial, we can do that, for Working Capital, yes, we can do that etc....... Let us help you make your dreams a reality.
  • Live Oak Banking Company
  • 1757 Tiburon Drive, Wilmington, NC, 28403
  • Live Oak Bank has had the privilege of helping thousands of passionate, driven people turn their dreams into reality. These everyday heroes aren’t in it for the fortune or the fame. They’re in it to make a difference, just like we are. As one of the last banks to get a charter before the start of the Great Recession.
  • KS Bank, Inc.
  • 1031 Brightleaf Boulevard, Smithfield, NC, 27577
  • KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mort
  • First Carolina Bank
  • 171 North Winstead Avenue, Rocky Mount, NC, 27804
  • First Carolina Bank is a community bank that serves Rocky Mount, Reidsville, Raleigh, Cary, Wilmington, and Virginia Beach areas. First Carolina Bank is dedicated to making a positive impact in all of our communities. We do this by giving back and continually supporting the activities within our local community.
  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.