2026 Construction Loan Lenders for Andalusia, Alabama

Lendersa® provides a selection of construction loan lenders in Andalusia, AL, including regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up construction or major renovations.

In Andalusia, AL, construction costs for a 2,000-square-foot home range from $213,227 for standard builds to $387,972 for more elaborate designs. Interest rates and terms for these loans vary based on the borrower's financials, Loan-to-Value (LTV), After Repair Value (ARV), and chosen lender type.

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Lendersa® uses AI technology to match your loan requests with a broad range of construction lenders, meeting all your financing needs efficiently. Discover optimal construction rates for funding projects like new builds, fix and flips, or major renovations of both residential and commercial properties in AL.

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Minimizing unnecessary inquiries can help maintain your credit score. Obtain preapproval for your land loan without the need to provide your social security number or sensitive financial information.

You might qualify for 100% LTV financing by agreeing to pledge additional property as collateral (blanket loan).

Use the Lendersa® land loan calculator to find vacant land lenders in zip codes 36420.



Andalusia Construction Loan Lenders

  • Southern Independent Bank
  • 503 North Main St., Opp, AL, 36467
  • Lends in Alabama
  • In March of 2005, a group of local business leaders came together with a concept, blended with veteran bankers who shared the vision for a true community bank in Opp and Andalusia. From that initial meeting, Southern Independent Bank opened its doors for business in December of 2006, bringing to our markets a fresh and service-driven institution.

  • Bank of Brewton
  • 103 Belleville Ave., Brewton, AL, 36426
  • Lends in Alabama
  • The first president of Bank of Brewton was Charles L. Sowell. He was employed in the milling and lumber business until the Civil War broke out. He took part in the bloody battles of Murfreesboro, Mission Ridge, Lookout Mountain, Chichamauga, Franklin, and Nashville. In the Nashville battle he lost his left arm when a rifle ball shattered it.

  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • Lends in Alabama
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.

  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • Lends in Alabama
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.

  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • Lends in Alabama
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.