2026 Construction Loan Lenders for Athens, Alabama

In Athens, AL, Lendersa® presents a variety of construction loan lenders including regional banks, nationwide institutions, and local hard money lenders who invest private funds for new builds and major renovations.

Lenders estimate the expense for constructing a 2,000 Sqft home in Athens, ranging from $213,865 for basic construction to $388,610 for higher-end projects. Interest rates and loan terms may vary based on borrower finances, LTV, ARV, and selected lender type.

Compare loan offers from over 100 lenders

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Lendersa®'s AI technology aligns your financing needs with numerous lenders, ensuring comprehensive coverage. Now, you can explore top-tier construction rates for developments, fix-and-flip projects, or extensive renovations in AL.

Where to Find Nearby Construction Loan Lenders?

To keep your credit score intact, avoid unnecessary inquiries. Obtain preapproval for a land loan without disclosing your social security number or other sensitive data.

By pledging ancillary property as collateral (known as a blanket loan), you might qualify for 100% LTV financing.

Utilizing Lendersa®'s land loan calculator helps identify vacant land loan lenders in the ZIP codes 35611.



Athens Construction Loan Lenders

  • MidTown Mortgage Company
  • 500 Providence Main St, Suite 2, Huntsville, AL, 35806
  • Lends in Alabama
  • We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs & we will find the loan that best suits your needs.

  • TVA Community Credit Union
  • 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.

  • First Metro Bank
  • 406 West Avalon Avenue, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.

  • Listerhill Credit Union
  • 4790 East 2nd Street, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

    In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."

  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • Lends in Alabama
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.

  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • Lends in Alabama
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".

  • Bryant Bank
  • 320 Pelham Ave SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Founded in 2005, Bryant Bank proudly operates 18 branches located in five of the six largest metropolitan markets in the state of Alabama: Huntsville, Birmingham, Tuscaloosa, Mobile, and Baldwin County. We offer personal, business, and mortgage banking services as well as Treasury Management Services, Correspondent Banking, and Capital Markets.

  • Southern Fidelity Mortgage Group of Huntsville
  • 3350 L and N Drive SW, Huntsville, AL, 35801
  • Lends in Alabama
  • Southern Fidelity Mortgage Group was founded in 2006 by Huntsville native, Mark Kent. Since the beginning, we have focused on one goal: giving our customers the best, most competitive options when looking to purchase, build or refinance their home while providing the highest level of customer care and service.