360 Construction Loan Lenders with AI in Decatur, Alabama 2026

The Lendersa® curated list of construction loan lenders in Decatur, AL comprises an array of institutions such as regional banks, national lenders, and local hard money lenders, all of whom offer private funding opportunities for projects ranging from ground-up construction to significant renovations.

In Decatur, AL, lenders estimate the construction costs for a 2,000 square foot home. Prices can start at $213,975 for standard construction projects and reach up to $388,720 for more elaborate build-outs. The interest rates and terms associated with construction loans are influenced by several factors like the borrower's financial standing, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the lender's category selected.

Evaluate loan options from 100 different lenders

The incredible construction loan calculator

Lendersa® employs sophisticated AI technology that ensures all your construction financing obligations are met by rapidly matching your loan request with a vast network of construction lenders. You now have the capability to locate the most competitive construction rates available to support projects, including new constructions, property flips, or substantial rehabilitations on both residential and commercial properties within AL.

Your local construction loan providers

Minimizing unnecessary credit inquiries can be instrumental in maintaining your credit score. Gain preapproval for land loans without the necessity of providing your Social Security number or any confidential financial details.

It is possible to secure 100% LTV (Loan to Value) financing if you opt to pledge additional assets as collateral, often known as a blanket loan.

Make use of the Lendersa® land loan calculator to locate lenders offering vacant land loans in the zip codes 35603, 35601, 35602, 35609.



  • Next-Financing
  • 1389 S. Los Altos Dr., Chandler, AZ, 85286
  • Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
  • Teco Funding, LLC
  • 2432 W. Peoria Ave Suite 1120, Phoenix, AZ, 85029
  • Wasting time with Banks? Use our Private Money! At Teco Funding "We Make Real Estate Funding Fast & Simple" Join millions of savvy real estate investors and get funded quickly with capital provided by private lenders through private money exchange and our network of borrowers and lenders.
  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • Realty Capital Investments LLC
  • 1000 Sir James Bridge Way, Las Vegas, NV, 89145
  • Experience the difference with Realty Capital Investments LLC, where speedy, flexible financing becomes reality. Our streamlined process ensures simplicity and promptness, often delivering funding within weeks. With years of industry expertise, Steve Dorian prioritizes your needs, making rapid lending decisions to support your real estate ventures.
  • Colvert Capital Funding
  • 10120 W Flamingo Rd St 4-1170, Las Vegas, NV, 89147
  • Colvert Capital Funding is an private institutional FINRA exempt lender, covered by sections 3 or 4 of the Securities Act of 1933, sponsored by a syndicate capital provider, we offer residential investment and commercial real estate loan, business financing and alternative debt & equity products for capital intensive projects.
  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
  • G&R FINANCIAL SERVICES/NO FICO HOME LOANS
  • 30141 ANTELOPE ROAD, SUITE D818, MENIFEE, CA, 92584
  • Trust in 30 yrs of experience! We're the friendly faces of hard money ready to turn your R.E. dreams into reality. Credit or income hiccups? No problem! We’ve seen it all & still love to say "yes." Don’t let traditional lenders rain on your parade—our umbrellas are always open. Act now & join the hundreds we've helped climb the property ladder. Thi
  • Impulse Capital Partners, LLC
  • 41877 Enterprise Cir suite 200, Temecula, CA, 92590
  • Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip
  • Talimar Financial
  • 16880 West Bernardo Drive, #140, San Diego, CA, 92127
  • TaliMar Financial is a California hard money lender that specializes in financing short term residential and commercial private money estate loans. We are currently focused on a providing capital for fix and flip, construction, and bridge loans. For more information on our lending programs.
  • Quick Easy Lending
  • 3722 paseo place, SAN DIEGO, CA, 92130
  • We connect investor with direct lenders to find the best loan. We have over 75 direct lenders in the network. We are able to look at the loan up to $100M even with low credit scores. We believe in relationship and long term partnership. We do all the hard work while you focus on your business.
  • Investor Direct Capital, Inc
  • 12707 High Bluff Dr #200, SAN DIEGO, CA, 92130
  • Investor Direct Capital, Inc. provides commercial, business purpose loans to investors of single and multi-family investment properties. Loans made my Investor Direct Capital, Inc. are for investment purposes only and not for owner-occupied properties. Loan product availability may be limited in certain states.