Construction loans by with AI by private investors in Decatur, AL

The Lendersa® curated list of construction loan lenders in Decatur, AL comprises an array of institutions such as regional banks, national lenders, and local hard money lenders, all of whom offer private funding opportunities for projects ranging from ground-up construction to significant renovations.

In Decatur, AL, lenders estimate the construction costs for a 2,000 square foot home. Prices can start at $213,975 for standard construction projects and reach up to $388,720 for more elaborate build-outs. The interest rates and terms associated with construction loans are influenced by several factors like the borrower's financial standing, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the lender's category selected.

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The incredible construction loan calculator

Lendersa® employs sophisticated AI technology that ensures all your construction financing obligations are met by rapidly matching your loan request with a vast network of construction lenders. You now have the capability to locate the most competitive construction rates available to support projects, including new constructions, property flips, or substantial rehabilitations on both residential and commercial properties within AL.

Your local construction loan providers

Minimizing unnecessary credit inquiries can be instrumental in maintaining your credit score. Gain preapproval for land loans without the necessity of providing your Social Security number or any confidential financial details.

It is possible to secure 100% LTV (Loan to Value) financing if you opt to pledge additional assets as collateral, often known as a blanket loan.

Make use of the Lendersa® land loan calculator to locate lenders offering vacant land loans in the zip codes 35603, 35601, 35602, 35609.



  • Cass Commercial Bank
  • 12412 Powerscourt Drive, Des Peres, MO, 63131
  • Cass Commercial Bank, founded in 1906, is a niche-focused bank delivering personal service and an array of banking products. We focus on three primary markets: privately-held companies in the greater St. Louis and southern California regions, faith-based organizations and restaurant franchise owners.
  • Terre Haute Savings Bank
  • 533 Ohio Street, Terre Haute, IN, 47807
  • Terre Haute Savings Bank operates as a full-service bank. The bank offers saving accounts, loans, mortgage, and wealth management facilities. Terre Haute Savings Bank serves customers in the State of Indiana. Count on The Hometown Savings Bank to provide practical, expert advice to help you navigate the complex and often emotional decisions.
  • Home Savings Bank, FSB
  • 202 Elm Street, Ludlow, KY, 41016
  • Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
  • Indiana State University Credit Union
  • 444 N 3rd Street, Terre Haute, IN, 47807
  • ISU Credit Union, a not-for-profit financial institution owned and operated by its members, in no way resembles the modest means with which it first began. Chartered in 1960, ISU Credit Union was organized by a small group of faculty at Indiana State University who were familiar with the benefits of a credit union.
  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • Nations Loan Sevice
  • 1590 W Causeway Approach, Suite 4, Mandeville, LA, 70471
  • "Nations Loan Services specializes in the United States Department of Agriculture (USDA) Business and Industry (B&I) loan program. Nation Loan Services understands the processes required for government loan approval and work to expedite the process for each of our borrowers and banks.
  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • The First National Bank of Williamson
  • 68 E 2nd Avenue, Williamson, WV, 25661
  • First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.
  • Cincinnati Ohio Credit Union
  • 959 W 8th Street, Cincinnati, OH, 45203
  • Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.