Construction loans with AI in Florence, AL [2026 list]

The Lendersa® compilation of construction loan lenders in Florence, AL encompasses regional banks, national lending institutions, and local hard money lenders that use private funds for both ground-up constructions and significant renovations.

Lenders in Florence, AL estimate the construction expenses for a 2,000 square foot home, ranging from $214,019 for standard builds to $388,764 for more luxurious options. Interest rates and loan terms are influenced by borrowers' financial profiles, LTV, ARV, and the specific type of lender chosen.

The incredible construction loan calculator

To fully address your construction financing requirements, Lendersa® leverages AI technology to promptly align your loan request with a vast range of construction lenders. Determine optimal construction rates to finance projects, be it ground-up construction, fix and flip, or major rehabs on both residential and commercial properties throughout AL.

Exploring construction loan lenders in your area?

Avoid unnecessary credit checks that may lower your score. Achieve preapproval for your land loan without needing to disclose your social security number or any sensitive financial data.

You could potentially receive 100% LTV (Loan to Value) financing if you're prepared to use additional properties as collateral (known as a blanket loan).

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans in the zip codes 35633.

Florence Construction Loan Lenders
(256) 718-4200 Lender's profile and map FIRST SOUTHERN Bank 301 South Court St, Florence, AL, 35630 Lends in Alabama First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.
(256) 386-3000 Lender's profile and map TVA Community Credit Union 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661 Lends in Alabama TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.
(256) 314-1600 Lender's profile and map First Metro Bank 406 West Avalon Avenue, Muscle Shoals, AL, 35661 Lends in Alabama First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.
(256) 383-9204 Lender's profile and map Listerhill Credit Union 4790 East 2nd Street, Muscle Shoals, AL, 35661 Lends in Alabama "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community. In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
(877) 332-1710 Lender's profile and map CB&S Bank 200 Jackson Avenue South, Russellville, AL, 35653 Lends in Alabama CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.