5 Construction Loan Lenders with AI in Russellville, Alabama 2026

Lendersa® provides a roster of construction loan providers in Russellville, AL, encompassing regional banks, nationwide lenders, and local hard money financiers who leverage private capital for new constructions or significant renovations.

In Russellville, AL, construction costs for a 2,000 square-foot house range from $213,370 for standard builds to $388,115 for more elaborate projects. Interest rates and loan conditions vary based on the borrower's financial situation, Loan-to-Value (LTV), After Repair Value (ARV), and the chosen lender type.

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The magical construction loan calculator

To cater to your unique construction financing needs, Lendersa®'s AI technology can swiftly align your loan application with a multitude of construction lenders. You can now identify the most competitive construction rates to finance new constructions or major renovations on both residential and commercial properties in AL.

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Keep your credit score intact by avoiding unnecessary checks. Secure pre-approval for your land loan without disclosing your social security number or confidential financial data.

You could qualify for 100% LTV hard money loans if you're willing to provide extra property as collateral (blanket loan).

Utilize the Lendersa® land loan calculator to track down vacant land loan providers in zip codes 35654.



Russellville Construction Loan Lenders

  • CB&S Bank
  • 200 Jackson Avenue South, Russellville, AL, 35653
  • Lends in Alabama
  • CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.

  • TVA Community Credit Union
  • 1405 South Wilson Dam Rd, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • TVA Community Credit Union has been defined by a renowned commitment and dedication to our members and to our community. This constant commitment is reflected in our enhanced service innovations and unequaled member service. In a financial age that has seen ever rising account fees and charges, TVACCU 's Totally Free Accounts remain a true rarity.

  • First Metro Bank
  • 406 West Avalon Avenue, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.

  • Listerhill Credit Union
  • 4790 East 2nd Street, Muscle Shoals, AL, 35661
  • Lends in Alabama
  • "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.

    In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."

  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • Lends in Alabama
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.

  • PeoplesTrust Bank
  • 1281 Military Street South, Hamilton, AL, 35570
  • Lends in Alabama
  • PeoplesTrust Bank opened for business on July 23, 2004 with offices in Hamilton and Hackleburg, Alabama. As the first newly chartered commercial bank in Marion County in more than 25 years, PeoplesTrust Bank was organized as a locally owned and locally focused alternative to the multi-state mega-banks. Local decision making has enabled The Bank to

  • Citizens Bank of Winfield
  • 236 Bankhead Highway, Winfield, AL, 35594
  • Lends in Alabama
  • The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.

  • Bank of Walker County
  • 607 Highway 78E, Jasper, AL, 35502
  • Lends in Alabama
  • Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank

  • Merchants Bank of Alabama
  • 900 Second Avenue SW, Cullman, AL, 35055
  • Lends in Alabama
  • Merchants Bank of Alabama, a division of SouthPoint Bank, has become Cullman County’s go-to locally owned bank by going way out of our way. It’s an approach to banking that goes way back to 1907 when we opened in Hanceville, Alabama. Since then we’ve made a point of changing with the customer. Not just the times.

  • First Community Bank.
  • 420 2nd Ave SW, Cullman, AL, 35055
  • Lends in Alabama
  • Located in northern Alabama, First Community Bank is an $120 million community financial institution operating since 1905.
    First Community Bank offers competitive interest rates on all deposit products including certificates of deposits, checking and savings accounts. We are also dedicated to providing competitive mortgage financing for purchases.