Construction loans with AI in Muscle-Shoals, AL [2025 list]

The Lendersa® catalog of construction loan lenders in Muscle-Shoals, AL includes regional banks, nationwide financiers, and local hard money lenders using private funds for new constructions or extensive renovations.

In Muscle-Shoals, AL, lenders determine the construction costs for a 2,000-square-foot home from $213,601 for basic structures to $388,346 for more luxurious designs. The interest rate and loan terms vary based on borrower finances, the LTV, ARV, and the chosen type of lender.

Discover the magic of our construction loan calculator

Lendersa®'s AI technology efficiently meets your construction financing needs by matching your request with numerous lenders. Find leading construction rates to finance new builds, fix-and-flip projects, or major renovations for residential and commercial properties in AL.

Are there construction loan lenders near you?

Avoid unnecessary inquiries to protect your credit score. Preapproval for your land loan is available without requiring your social security number or sensitive financial data.

You might qualify for 100% LTV financing if you use additional property as security in a blanket loan.

Use the Lendersa® land loan calculator to identify vacant land loan lenders within zip codes 35661, 35662.

(217) 562-3961 Lender's profile and map Reviews First National Bank of Pana 306 S. Locust St, Pana, IL, 62557 As one of the oldest financial institutions in Christian County the First National Bank of Pana was chartered on June 26, 1930. Local businessmen built the Bank to fill a void in the local community created by the collapse of two prior financial institutions; Schuyler State Bank and National Bank of Pana during the great depression.
(318) 255-3733 Lender's profile and map Reviews CNext Bank 505 North Vienna Street, Ruston, LA, 71270 Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
(800) 472-3272 Lender's profile and map Reviews Prospect Bank 177 West Wood Street, Paris, IL, 61944 Edgar County Bank opened its doors in 1873 with a single mission: To help people achieve the American Dream. That mission is as true today as it was 144 years ago.Over time, we’ve grown alongside the Central Illinois community—and thanks to your support, we’ve expanded beyond Edgar County
(850) 769-3207 Lender's profile and map Reviews First National Bank Northwest Florida 101 East 23rd Street, Panama City, FL, 32405 First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
850-250-0865 Lender's profile and map Reviews Oasis Mortgage 3707 W. 23rd Street Suite A., Panama City, FL, 32405 Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
(985) 801-1800 Lender's profile and map Reviews Resource Bank (Louisiana) 70533 Highway 21, Covington, LA, 70433 Headquartered in Covington, Louisiana, Resource Bank serves the community through ten branch locations within St. Tammany, Washington, Jefferson, Orleans Parishes and East Baton Rouge Parishes. Established in 1998, the institution is owned and operated by over 450 local shareholders and has created near 160 local jobs.
(985) 892-4565 Lender's profile and map Reviews Heritage Bank of St Tammany 205 North Columbia Street, Covington, LA, 70433 Established in 1924, we not only help our neighbors achieve their financial goals, but it is an integral part of our mission to use our resources to enhance community life. We do this by investing in the events and organizations that make St. Tammany Parish home. We strive to make a tangible difference in our community.
(985) 809-0521 Lender's profile and map Reviews CUSA Federal Credit Union 50 Louis Prima Drive, Suite A, Covington, LA, 70433 Our credit union started as Gulf Employees-Harvey Federal Credit union on October 12, 1955. On January 1, 1975, our name was changed to Gulf Federal Credit Union. On August 28, 1985, we were re-named CUSA Federal Credit Union, as we are today. Later, two other credit unions joined CUSA Federal Credit Union, in 1989, Operators, Inc.
(985) 898-0206 Lender's profile and map Reviews American Bank & Trust Company Covington 1819 N. Columbia Street, Covington, LA, 70433 American Bank & Trust Company, Inc. was chartered by the State of Louisiana in 1964. This community bank serves the parishes of Red River, St Tammany, Tangipahoa, and Jefferson. American Bank prides itself as a good citizen in the communities it serves. Local businesses both large and small have grown with us over the years.
(985) 545-6500 Lender's profile and map Reviews Northshore Mortgage Partners 19500 Helenburg, Suite D, Covington, LA, 70433 Northshore Mortgage Partners is here to handle any of your mortgage lending needs. Our office is conveniently located to serve you in Covington, LA, and we are fully licensed to originate in both Louisiana & Mississippi. We are a true local Mortgage Lender with home loan products for every borrower.
(877) 322-9530 Lender's profile and map Reviews First Financial Bank 201 North Broadway Street, Greensburg, IN, 47240 First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships.