Opelika, Alabama Construction loan lenders AI selection 2025

The Lendersa® directory of construction loan providers in Opelika, AL comprises regional banks, national institutions, and local hard money lenders, all of whom leverage private capital for projects involving either ground-up construction or substantial renovations.

For a 2,000 Sqft home in Opelika, AL, lenders estimate construction costs ranging from $213,854 for a simplified build to $388,599 for more luxurious construction. The terms and interest rates of these loans fluctuate based on a variety of factors such as the borrower’s financials, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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Discover the Magic Construction Loan Calculator

To fully address your construction financing needs, the advanced AI technology of Lendersa® promptly links your application with hundreds of construction lenders. You can now uncover the most favorable rates for construction loans whether you're funding new builds, major refurbishments, or fix-and-flip projects on both residential and commercial properties in AL.

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Steer clear of unnecessary credit inquiries to preserve your credit score. Secure preapproval for a land loan without having to disclose your social security number or other sensitive financial information.

With additional property pledged as collateral (known as a blanket loan), you could become eligible for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate potential lenders in the ZIP codes 36804, 36801, 36803 for loans on vacant land.



  • Mullinix Mortgage Group
  • 2108 South Blvd, Suite 214, Charlotte, NC, 28203
  • Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry. Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Brannen Bank
  • 320 Hwy 41 S, Inverness, FL, 34450
  • Brannen Bank has been providing personalized banking service since 1926 when our founder, George H. Brannen, Sr., established the first Brannen Bank in historic Homosassa as the Bank of Homosassa. Relocated to Inverness in 1929 and renamed The Bank of Inverness Brannen Bank was the only bank in Citrus County to survive the economic crash of 1929.
  • Citrus Mortgage Associates LLC
  • 1300 Hwy. 41 North, Suite H, Inverness, FL, 34450
  • We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.
  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
  • Uwharrie Bank
  • 141 Providence Rd, Charlotte, NC, 28207
  • Uwharrie Bank exists for the same reasons that any bank exists. But our story is so much more than that. We’re more than a collection of services and accounts. We’re people. We’re conversations. We’re ears to listen and hearts full of helpful advice. We believe that by doing our jobs just a little bit better
  • Peoples Bank
  • 420 West A Street, Newton, NC, 28658
  • Here at Peoples Bank, we're passionate about helping people. We strive to be exceptional and inspire others to be exceptional too. It's a promise we make to our neighbors, families, local businesses and community. When you're passionate about people like we are, you start to see the extraordinary in everyone.