358 Construction Loan Lenders with AI in Opelika, Alabama 2025

The Lendersa® directory of construction loan providers in Opelika, AL comprises regional banks, national institutions, and local hard money lenders, all of whom leverage private capital for projects involving either ground-up construction or substantial renovations.

For a 2,000 Sqft home in Opelika, AL, lenders estimate construction costs ranging from $213,854 for a simplified build to $388,599 for more luxurious construction. The terms and interest rates of these loans fluctuate based on a variety of factors such as the borrower’s financials, Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the type of lender chosen.

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To fully address your construction financing needs, the advanced AI technology of Lendersa® promptly links your application with hundreds of construction lenders. You can now uncover the most favorable rates for construction loans whether you're funding new builds, major refurbishments, or fix-and-flip projects on both residential and commercial properties in AL.

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Steer clear of unnecessary credit inquiries to preserve your credit score. Secure preapproval for a land loan without having to disclose your social security number or other sensitive financial information.

With additional property pledged as collateral (known as a blanket loan), you could become eligible for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate potential lenders in the ZIP codes 36804, 36801, 36803 for loans on vacant land.



  • AuburnBank
  • 100 North Gay Street, Auburn, AL, 36830
  • Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers
  • GULF STATES FINANCIAL
  • 305 E. Thach Avenue, Suite H, Auburn, AL, 36830
  • Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.
  • Four Seasons Federal Credit Union
  • 2915 Pepperell Parkway, Opelika, AL, 36801
  • Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.
  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
  • Phenix-Girard Bank
  • 801 13th St, Phenix City, AL, 36867
  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
  • Envoy Mortgage, LTD
  • 5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
  • Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
  • Kinetic Credit Union
  • 1251 13th St, Columbus, GA, 31901
  • Kinetic Credit Union has been serving the needs of our members since 1956. Located in Columbus, Ga., Kinetic serves a seven-county area in west central Georgia and east central Alabama The benefits of a Kinetic membership extend far beyond convenient banking solutions, competitive rates, and financial advice.
  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best