2026 Construction Loan Lenders for Phenix-City, Alabama

Lendersa® provides a comprehensive list of construction loan lenders in Phenix-City, AL, featuring regional banks, nationwide financiers, and local hard money lenders who utilize private funds for your new constructions or significant renovations.

In Phenix-City, AL, lenders estimate the cost for a 2,000-square-foot house ranging from $213,909 for basic builds to $388,654 for more luxurious constructions. The interest rate and terms of the construction loans vary, influenced by the borrower's financial standing, LTV, ARV, and type of lender chosen.

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Lendersa® uses AI technology to ensure your construction financing needs are matched with many lenders promptly. Discover optimal construction rates for ground-up projects or major renovations of residential and commercial properties in AL.

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Reduce the risk of lowering your credit score with unnecessary inquiries. Get preapproved for your land loan without revealing your social security number or any sensitive financial information.

You may be eligible for 100% LTV financing if you agree to use additional property as security in a blanket loan.

Utilize Lendersa®'s calculator to discover lenders for vacant land in the zip codes 36869.



Phenix-City Construction Loan Lenders

  • Phenix-Girard Bank
  • 801 13th St, Phenix City, AL, 36867
  • Lends in Alabama
  • We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.

  • AuburnBank
  • 100 North Gay Street, Auburn, AL, 36830
  • Lends in Alabama
  • Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers

  • GULF STATES FINANCIAL
  • 305 E. Thach Avenue, Suite H, Auburn, AL, 36830
  • Lends in Alabama
  • Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.

  • Four Seasons Federal Credit Union
  • 2915 Pepperell Parkway, Opelika, AL, 36801
  • Lends in Alabama
  • Four Seasons Federal Credit Union is a financial institution in Lee County Alabama serving those who live, work, worship, or attend school in Lee County. We offer convenient financial services and a full array of savings, checking, and loan products to meet our member's financial needs.

  • BNB & Associates, LLC
  • 108 Columbus Parkway, Opelika, AL, 36801
  • Lends in Alabama
  • BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.