Phenix-City, Alabama Construction loan lenders AI selection 2025

Lendersa® provides a comprehensive list of construction loan lenders in Phenix-City, AL, featuring regional banks, nationwide financiers, and local hard money lenders who utilize private funds for your new constructions or significant renovations.

In Phenix-City, AL, lenders estimate the cost for a 2,000-square-foot house ranging from $213,909 for basic builds to $388,654 for more luxurious constructions. The interest rate and terms of the construction loans vary, influenced by the borrower's financial standing, LTV, ARV, and type of lender chosen.

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The impressive construction loan calculator

Lendersa® uses AI technology to ensure your construction financing needs are matched with many lenders promptly. Discover optimal construction rates for ground-up projects or major renovations of residential and commercial properties in AL.

Find construction loan lenders nearby

Reduce the risk of lowering your credit score with unnecessary inquiries. Get preapproved for your land loan without revealing your social security number or any sensitive financial information.

You may be eligible for 100% LTV financing if you agree to use additional property as security in a blanket loan.

Utilize Lendersa®'s calculator to discover lenders for vacant land in the zip codes 36869, 36867, 36868.



  • The Arkell Barnes Mortgage Team
  • 900 Ridgefield Drive, Raleigh, NC, 27609
  • We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
  • Coastal Credit Union
  • 1000 St Albans Dr, Raleigh, NC, 27609
  • Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.
  • First Citizens Bank
  • 4300 Six Forks Road, Raleigh, NC, 27609
  • First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.
  • Red River Bank
  • 1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever. The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive
  • Magnolia State Mortgage, LLC
  • 1412 B Peterman Dr, Alexandria, LA, 71301
  • At Magnolia State Mortgage, LLC in Alexandria LA. We understand that situations such as your finances, your goals, are unique and you’re searching for Loan Programs that fit your needs. At Magnolia State Mortgage, meeting those specific needs with the right products and services is our commitment.
  • FAB&T
  • 600 W Main St, Jacksonville, AR, 72076
  • FAB&T can help you and your family by offering a range of financial solutions to fit your financial needs. Beyond that, however, we want the our brand to showcase that we are advocates for the communities we serve, and the causes and events in those communities that are important to the residents. We want to go the extra mile for our customers.
  • Arkansas Federal Credit Union
  • 2424 Marshall Rd, Jacksonville, AR, 72076
  • "Arkansas Federal Credit Union is a member-owned financial cooperative that invests back into the Arkansas communities where our members live, work and play - all while providing a great value for our 120,000+ members. Membership open to all Arkansans. Arkansas Federal is an equal opportunity employer."