Phenix-City, Alabama Construction loan lenders AI selection 2025

Lendersa® provides a comprehensive list of construction loan lenders in Phenix-City, AL, featuring regional banks, nationwide financiers, and local hard money lenders who utilize private funds for your new constructions or significant renovations.

In Phenix-City, AL, lenders estimate the cost for a 2,000-square-foot house ranging from $213,909 for basic builds to $388,654 for more luxurious constructions. The interest rate and terms of the construction loans vary, influenced by the borrower's financial standing, LTV, ARV, and type of lender chosen.

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Lendersa® uses AI technology to ensure your construction financing needs are matched with many lenders promptly. Discover optimal construction rates for ground-up projects or major renovations of residential and commercial properties in AL.

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Reduce the risk of lowering your credit score with unnecessary inquiries. Get preapproved for your land loan without revealing your social security number or any sensitive financial information.

You may be eligible for 100% LTV financing if you agree to use additional property as security in a blanket loan.

Utilize Lendersa®'s calculator to discover lenders for vacant land in the zip codes 36869, 36867, 36868.



  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
  • Citizens Bank of Cumberland County, Inc.
  • 209 Keen Street, Burkesville, KY, 42717
  • Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE We're here to help you confidently make smarter decisions about financing your home. Our Values Buying and refinancing a home should be clear and straightforward. An approachable home financing process requires expert guidance. Modern home financing problems deserve updated solutions.
  • Belmont Savings Bank (Belmont, NC)
  • 210 Park Street, Belmont, NC, 28012
  • At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
  • Palm Coast Reverse Mortgages
  • 800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
  • We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
  • First Reliance Bank
  • 900 Johnnie Dodds Blvd, Suite 105, Mount Pleasant, SC, 29464
  • At First Reliance Bank, our purpose is to make the lives of our customers BETTER. And it has become a reality. We consistently deliver a level of service that is far superior to other Banks. Since we founded the Bank, a lot of things have changed, both good and bad. But through it all, we’ve clung to our seven values.