Alameda, California Construction loan lenders AI selection 2026

The Lendersa® compilation of construction loan lenders in Alameda, CA features regional banks, national financial institutions, and local hard money lenders using private capital for ground-up constructions or significant rehabs.

In Alameda, CA, lenders assess the construction costs of a 2,000 square foot home, ranging from $323,021 for basic builds to $581,319 for more decorative constructions. Interest rates and loan terms for construction loans depend on the financial status of the borrower, the loan-to-value (LTV) ratio, the after-repair value (ARV), and the type of lender selected.

Check out loan propositions from 100 different lenders

Find your ideal construction loan calculator

Ensuring all your construction funding requirements are covered, Lendersa’s AI technology facilitates instant matching of your loan requests with a multitude of construction lenders. Discover excellent construction rates available for financing new constructions, fix-and-flip projects, or major rehabilitations for residential and commercial properties in CA.

Searching for construction loan lenders nearby?

Reduce your credit inquiries to prevent a decrease in your credit score. Secure pre-approval for a land loan without the need to disclose your social security number or sensitive financial information.

You may qualify for 100% LTV (Loan-to-Value) financing if you offer additional property as collateral, commonly known as a blanket loan.

Employ the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 94502.



Alameda Construction Loan Lenders

  • EZ Real Estate Loans
  • 1101 Marina Village Parkway, Suite 201, Alameda, CA, 94501
  • Lends in California
  • EZ Loans 4 Real Estate is a real estate and private money lender located in San Leandro, California. Founded in 2014 by Kevin Heslin, the company specializes in the origination of both residential and business purpose secured by Northern California real estate Specifically, EZ Loans 4 Real Estate originates loans to investors, borrowers.

  • The Finance Group
  • 1101 Marina Village Pkwy, Alameda, CA, 94501
  • Lends in California
  • At The Finance Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • UNIFI Group, Inc.
  • 1314 High Street, Suite 1, Alameda, CA, 94501
  • Lends in California
  • "UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988.

    Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"

  • Niche-Loans
  • Oakland, Oakland, CA, 94601
  • Lends in California
  • We have Over 20 Years of Commercial & Residential Lending Experience at Niche-Loans. Great Network Relationships with Conventional Banks and Lenders, Bridge and Private Money Lenders, etc. Able to work through Complexed Deal Situations even in this current challenging lending market. Fast Answers, Great and Reliable Service and Willing to go the Ex

  • Metropolitan Bank
  • 250 East 18th Street, Oakland, CA, 94606
  • Lends in California
  • Our goal to provide our customers with the best community banking experience possible. Where other banks have devised new and inventive ways to deal with their customers at an arms length, we remain committed to the idea that bank-customer relationships should be personal. We make an effort to know you, our clientele, and adapt our service.

  • Cushman Rexrode Capital Corporation
  • 1437 Leimert Blvd, Suite C, Oakland, CA, 94602
  • Lends in California
  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers.
    Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.

  • Hyperion Financial Services
  • 1025 Galvin Street, Oakland, CA, 94602
  • Lends in California
  • HYPERION FINANCIAL SERVICES IS A RESIDENTIAL AND COMMERCIAL LOAN BROKERAGE COMPANY FOCUSED ON PROVIDING DEBT SOLUTIONS FOR MULTIFAMILY, RETAIL, OFFICE AND INDUSTRIAL REAL ESTATE. CHARLIE SOSA IS THE FOUNDER OF HYPERION FINANCIAL SERVICES. HE’S BEEN ARRANGING COMMERCIAL FINANCING FOR OVER NINE YEARS.

  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Lends in California
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.

  • TMC Financing
  • 1720 Broadway, 3rd Floor, Oakland, CA, 94612
  • Lends in California
  • TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!

  • North Street Finance, LLC
  • 1901 Harrison St, Suite 1100, Oakland, CA, 94612
  • Lends in California
  • Since 2016, North Street has closed nearly $100 million of loans with a select number of experienced investors largely based in the San Francisco Bay Area. We are dedicated to being your preferred capital partner and are focused on providing creative and flexible solutions that will help you grow your business.