Oakland, California Construction loan lenders AI selection 2025

The Lendersa® list in Oakland, CA includes construction loan providers like regional banks, national financial entities, and local hard money lenders using private funds. These lenders support both ground-up construction and major renovation projects.

Lenders in Oakland, CA estimate the construction costs for a 2,000 square foot home, ranging from $324,220 for basic builds to $582,518 for more upscale constructions. The variance in interest rates and loan terms depends on the borrower's financial standing, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the chosen lender type.

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Discover the magic construction loan calculator

With Lendersa®'s AI technology, all your construction financing needs are met as it aligns your loan requests with a multitude of construction lenders immediately. Now you can explore great construction rates for new builds, fix-and-flip ventures, or extensive renovations on residential and commercial properties in CA.

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Reducing unnecessary inquiries can protect your credit score. Achieve preapproval for your land loan without submitting your social security number or other sensitive financial information.

If additional property is pledged as security, you might qualify for 100% LTV financing under a blanket loan.

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans in zip codes 94621, 94705, 94704, 94611, 94610, 94613, 94619, 94612, 94618, 94606, 94607, 94602, 94603, 94601, 94609, 94605, 94608, 94604, 94614, 94615, 94617, 94620, 94622, 94623, 94624, 94649, 94659, 94660, 94661, 94666. This tool is essential for securing suitable financing for your land purchases.



  • Loan Simple, Inc
  • 9635 Maroon Circle, Suite 100, Englewood, CO, 80112
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Houz Mortgage
  • 10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
  • The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pulte Mortgage
  • 7390 S. Iola Street, Englewood, CO, 80112
  • Pulte Mortgage is a wholly-owned financial services subsidiary of PulteGroup, Inc. (NYSE: PHM) that solely focuses on the financing of new construction homes for customers of Pulte Homes, Centex, Del Webb, DiVosta, and John Wieland Homes brands. Founded in 1972, Pulte Mortgage has financed more than 700,000
  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
  • A Plus Mortgage Co
  • 3190 S. Vaughn Way, Suite 550, Aurora, CO, 80014
  • We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Peak Seven Mortgage
  • 118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
  • Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs