Capitola, California Construction loan lenders AI selection 2025

The Lendersa® directory of construction loan providers in Capitola, CA, incorporates a variety of options, including regional banks, notable national lenders, and local hard money lenders using private capital. These lenders are well-suited for supporting both ground-up constructions and substantial rehabilitation projects.

In Capitola, CA, constructing a 2,000-square-foot home is estimated to cost between $318,929 for more basic constructions and $577,227 for more upscale builds. Interest rates and loan terms fluctuate according to various factors, such as the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore and compare offers from an array of 100 lenders

Introducing the magical construction loan calculator

Lendersa®'s AI technology diligently aligns your loan requests with hundreds of construction lenders, ensuring all your financing needs are met. Discover the most advantageous construction rates to fund ground-up projects, fix-and-flip endeavors, or major rehabs for residential and commercial properties in CA.

Are there construction loan lenders nearby?

Protect your credit score by avoiding unnecessary inquiries. Secure preapproval for a land loan without needing to disclose your social security number or other sensitive financial information.

There might be opportunities to qualify for 100% Loan-to-Value (LTV) financing by pledging additional assets as collateral, known as a blanket loan.

Leverage the Lendersa® land loan calculator to identify available vacant land loan providers across various zip codes, including 95010.



  • Mount Zion Financial
  • 800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
  • Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.
  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
  • Commercial Capital Consulting Group
  • 1704 E. Washington Blvd., Pasadena, CA, 91104
  • Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.
  • Manufacturers Bank
  • 515 South Figueroa Street, Los Angeles, CA, 90071
  • Manufacturers Bank is a subsidiary of SMBC Americas Holdings, Inc, a bank holding company wholly owned by Sumitomo Mitsui Banking Corporation. For nearly 60 years, Manufacturers Bank has been the right-sized bank for middle market and corporate businesses providing sophisticated solutions and the expertise of a larger institution.
  • Capital Funding Corporation of America
  • 515 South Flower Street, Los Angeles, CA, 90071
  • Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.
  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Boardwalk Lenders
  • 1436 South Main Street, Suite 200, Los Angeles, CA, 90015
  • Boardwalk Lenders is located in Los Angeles, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Boardwalk Lenders has 4 total employees across all of its locations and generates $269, 840 in sales (USD). Boardwalk Real Estate is Residential & Commercial real estate and loans. Easy apply for a loan
  • EverTrust Bank
  • 2 North Lake Ave, Suite 1030, Pasadena, CA, 91101
  • EverTrust Bank is a subsidiary of O-Bank Headquartered in the City of Pasadena in Southern California, EverTrust Bank was established in 1995 by a group of overseas Chinese bankers and entrepreneurs. In July 2006 O-Bank reached an agreement with the Bank to purchase 100% stake of the Bank via a newly established U.S. holding company.