Construction loans by with AI by private investors in Capitola, CA

The Lendersa® directory of construction loan providers in Capitola, CA, incorporates a variety of options, including regional banks, notable national lenders, and local hard money lenders using private capital. These lenders are well-suited for supporting both ground-up constructions and substantial rehabilitation projects.

In Capitola, CA, constructing a 2,000-square-foot home is estimated to cost between $318,929 for more basic constructions and $577,227 for more upscale builds. Interest rates and loan terms fluctuate according to various factors, such as the borrower's financial profile, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore and compare offers from an array of 100 lenders

Introducing the magical construction loan calculator

Lendersa®'s AI technology diligently aligns your loan requests with hundreds of construction lenders, ensuring all your financing needs are met. Discover the most advantageous construction rates to fund ground-up projects, fix-and-flip endeavors, or major rehabs for residential and commercial properties in CA.

Are there construction loan lenders nearby?

Protect your credit score by avoiding unnecessary inquiries. Secure preapproval for a land loan without needing to disclose your social security number or other sensitive financial information.

There might be opportunities to qualify for 100% Loan-to-Value (LTV) financing by pledging additional assets as collateral, known as a blanket loan.

Leverage the Lendersa® land loan calculator to identify available vacant land loan providers across various zip codes, including 95010.



  • MoutainOne Bank
  • 93 Main Street, North Adams, MA, 01247
  • MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity & confidence. Founded in 1848, MountainOne Bank provides a complete array of personal and business banking and electronic services.
  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
  • Quick Real Estate Funding Nationwide Private Lender
  • 40 Richards Ave, Suite 300, Norwalk, CT, 06854
  • Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.
  • Cannondale Financial LLC
  • 144 East Avenue, Suite 200, Norwalk, CT, 06851
  • CANNONDALE FINANCIAL LLC has been in business since 1997. We are licensed in New York and Connecticut. We offer mortgage for Residential, Commercial, FHA, VA, USDA, HELOC, Reverse Mortgage and Construction financing There are many factors in looking for the right home loan including your needs, finances and history
  • DLA Capital Partners Inc.
  • 125 Froehlich Farm Boulevard, Woodbury, NY, 11797
  • DLA Capital Partners sets itself apart with truly excellent customer focus, marketplace knowledge and resourcefulness needed to deliver optimum results. We put power in our clients’ hands and are driving the process from beginning to end to ensure the best options, decisions and outcome possible. We deliver results, not excuses
  • JMK Financial Group, Inc.
  • 23 Green St, Suite 209, Huntington, NY, 11743
  • JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
  • GC Financial Services LLC
  • 191 Post Road, Westport, CT, 06880
  • Gold Coast Financial Services, we believe in the mantra Empowerment Through Education. Through the extensive education we offer our clients, empowerment is achieved. Through this empowerment, people formulate intelligent financial decisions which are implemented into their personal and professional lives. By living this mantra.
  • PFS Mortgage
  • 177 North St, Easton, CT, 06612
  • "PFS, Inc. is a family owned and operated mortgage company right here in Fairfield county. We take great pride in working with our fellow neighbors and friends all around Connecticut and New York. Our goal at PFS is to turn all your real estate dreams into reality by offering an array of mortgage products and unparalleled service."
  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.
  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.