Santa-Cruz, California Construction loan lenders AI selection 2025

Lendersa® presents a directory of construction loan lenders in Santa-Cruz, CA, which includes regional banks, national lenders, and local hard money lenders using private funds suitable for ground-up construction and extensive rehab projects.

Calculations for constructing a 2,000 square foot home in Santa-Cruz, CA are made by lenders with costs ranging from $323,923 for basic structures up to $582,221 for more luxurious designs. The loan's interest rates and terms can vary depending on borrower finances, LTV, ARV, and the lender type chosen.

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Experience the magic of the construction loan calculator

Lendersa® employs AI technology to swiftly connect your loan request with many construction lenders, ensuring all your financing needs are addressed. Find out the best construction rates available for funding new builds, fix and flips, or major revamps on both residential and commercial properties in CA.

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Maintaining your credit score is important, so avoiding unnecessary inquiries can help. Get your land loan preapproved without the requirement of providing your social security number or other sensitive financial details.

You may be eligible for 100% LTV (Loan to Value) financing when you agree to offer additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in the zip codes 95065, 95064, 95060, 95062, 95061, 95063, 95067.



  • Senior Commercial Capital
  • 100 Chesterfield Business Pkwy, 2nd Floor, Chesterfield, MO, 63005
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • R.I.A. Federal Credit Union
  • 4343 Utica Ridge Road, Bettendorf, IA, 52722
  • Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
  • Northwest Bank & Trust Company
  • 2550 Middle Road, Bettendorf, IA, 52722
  • Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
  • Ascentra Credit Union
  • 2019 Grant St, Bettendorf, IA, 52722
  • Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
  • Symmetry Mortgage Corporation
  • 5382 Clemons Rd, Bettendorf, IA, 52722
  • Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
  • Mound City Bank
  • 25 East Pine Street, Platteville, WI, 53818
  • Founded in 1915, Mound City Bank are committed to our customers, communities & our employees; specializing in personal, mortgage, agricultural, commercial & trust banking services. Our team of professionals will work with you one on one to ensure you have the right products & services that fit your needs.
  • Clare Bank, National Association
  • 345 W. Pine St., Platteville, WI, 53818
  • Clare Bank was originally started as State Bank of Platteville in 1905. Clare Bank is a strong community bank in Southwest Wisconsin with eight locations. There are seven locations in Grant County and one in Lafayette County. The main branch is located in Platteville and the seven remaining branches are conveniently located within 30 miles.
  • BankOrion
  • 1114 Fourth Street, Orion, IL, 61273
  • We take pride in offering a variety of accounts and services to our customers. Our friendly customer service representatives and experienced lenders will help you choose the option that best fits your needs. Competitive pricing and community banking for over 128 years differentiates BankORION from the competition.
  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
  • Jefferson Bank and Trust Company
  • 100 The Legends Parkway, Eureka, MO, 63025
  • Jefferson Bank & Trust was organized & incorporated in Missouri on July 20, 1892. It was one of the earliest neighborhood banks in the City of Saint Louis.The bank’s 1st location was at the Northwest corner of Jefferson and Franklin. Over the last century, Jefferson Bank and Trust has earned an enviable reputation.
  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.
  • Farmers State Bank of Western Illinois
  • 124 West D Street, Alpha, IL, 61413
  • The Farmers State Bank of Western Illinois has been a financial partner with area communities since its original charter as the Farmers State Bank of Alpha on January 22, 1910 We are committed to helping customers achieve financial success through the delivery of quality products and superior customer service