1231 Construction Loan Lenders with AI in Santa-Cruz, California 2026

Lendersa® presents a directory of construction loan lenders in Santa-Cruz, CA, which includes regional banks, national lenders, and local hard money lenders using private funds suitable for ground-up construction and extensive rehab projects.

Calculations for constructing a 2,000 square foot home in Santa-Cruz, CA are made by lenders with costs ranging from $323,923 for basic structures up to $582,221 for more luxurious designs. The loan's interest rates and terms can vary depending on borrower finances, LTV, ARV, and the lender type chosen.

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Experience the magic of the construction loan calculator

Lendersa® employs AI technology to swiftly connect your loan request with many construction lenders, ensuring all your financing needs are addressed. Find out the best construction rates available for funding new builds, fix and flips, or major revamps on both residential and commercial properties in CA.

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Maintaining your credit score is important, so avoiding unnecessary inquiries can help. Get your land loan preapproved without the requirement of providing your social security number or other sensitive financial details.

You may be eligible for 100% LTV (Loan to Value) financing when you agree to offer additional property as collateral through a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders offering vacant land loans in the zip codes 95065, 95064, 95060, 95062, 95061, 95063, 95067.



  • E Central Credit Union
  • 990 S Fair Oaks Ave, Pasadena, CA, 91105
  • Lends in California
  • E-Central Credit Union where you can Expect More from a financial institution, find Everything you need and access your accounts Everywhere! As a Member of a financial cooperative, you share in the profits of the Credit Union by receiving superior financial services. When you bank with E-Central, here’s what you get:

  • Cressida Capital
  • 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045
  • Lends in California
  • Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost.
    Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.

  • Royal Business Bank
  • 1055 Wilshire Blvd, Suite 1200, Los Angeles, CA, 90017
  • Lends in California
  • At RBB we combine the service benefits of a national bank with a personal banking touch that only a community bank can offer. We serve our community by offering Commercial and Industrial loans, residential mortgages and small business loans. Our staff has years of dedicated service living and working in our local communities

  • Mount Zion Financial
  • 800 Wilshire Blvd, Suite 200, Los Angeles, CA, 90017
  • Lends in California
  • Mount Zion Financial is a direct business funding company with emphasis on consultative and expert strategies to provide business funding, real estate funding, investment property financing, equipment financing and more. We understand that business can get complicated when it comes to rates and terms.

  • Shannon Christenot
  • 700 Flower St, Suite 1000, Los Angeles, CA, 90017
  • Lends in California
  • Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith

  • MOR Financial
  • 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017
  • Lends in California
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.

  • Commercial Capital Consulting Group
  • 1704 E. Washington Blvd., Pasadena, CA, 91104
  • Lends in California
  • Commercial Capital Consulting Group, Inc. has well over 25 years of financial experience in loan consulting and placement. We are at the forefront of this quickly changing economy and we work closely with our clients because we are fully committed to meeting and exceeding expectations.

  • Manufacturers Bank
  • 515 South Figueroa Street, Los Angeles, CA, 90071
  • Lends in California
  • Manufacturers Bank is a subsidiary of SMBC Americas Holdings, Inc, a bank holding company wholly owned by Sumitomo Mitsui Banking Corporation. For nearly 60 years, Manufacturers Bank has been the right-sized bank for middle market and corporate businesses providing sophisticated solutions and the expertise of a larger institution.

  • Capital Funding Corporation of America
  • 515 South Flower Street, Los Angeles, CA, 90071
  • Lends in California
  • Capital Funding Corporation of America is a direct lender that provides customized debt financing solutions to real estate professionals taking advantage of current market opportunities. Our primary goal is to provide secured real estate loans quickly, efficiently, and at competitive rates.

  • Gold Miners Investments Inc
  • 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015
  • Lends in California
  • Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.

  • Oceanwide Lending
  • 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015
  • Lends in California
  • At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Boardwalk Lenders
  • 1436 South Main Street, Suite 200, Los Angeles, CA, 90015
  • Lends in California
  • Boardwalk Lenders is located in Los Angeles, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Boardwalk Lenders has 4 total employees across all of its locations and generates $269, 840 in sales (USD). Boardwalk Real Estate is Residential & Commercial real estate and loans. Easy apply for a loan