2026 Construction Loans use AI Lenders complete for Carmel-by-the-Sea, California

The Lendersa® directory of construction loan lenders in Carmel-by-the-Sea, CA comprises national lenders, regional banks, and local hard money lenders, all leveraging private funds to support your projects, whether they're ground-up constructions or significant renovations.

For a 2,000 square foot home in Carmel-by-the-Sea, CA, construction costs are estimated from $316,674 for basic structures to $574,972 for more elaborate alternatives. Interest rates and other loan conditions depend significantly on borrower financials, the Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the chosen type of lender.

Explore offers from an array of 100 lenders

The Innovative Construction Loan Calculator

To meet each of your construction financing needs, Lendersa® uses AI technology to promptly match your loan inquiries with numerous construction lenders. Discover the most competitive construction loan rates to finance your ground-up constructions, renovation flips, or major rehab work for both residential and commercial properties across CA.

Are there Construction Loan Lenders Nearby?

Reducing unnecessary credit inquiries assists in maintaining a solid credit score. Secure a preapproval for your land loan without needing to enter your social security number or disclose other sensitive financial information.

You may become eligible for 100% Loan-to-Value (LTV) financing if you choose to pledge additional assets as collateral, often referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes listed as 93923, 93921.



  • Incommons Bank, National Association
  • 301 E. Commerce St., Mexia, TX, 76667
  • Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
  • MED PARK CREDIT UNION
  • 1200 South Columbia Road, Grand Forks, ND, 58201
  • The Med Park Credit Union exists as a stable financial organization. It provides members services that will encourage them to accumulate savings, provide them a source of credit and to help educate them that they can attain their optimal level of financial security and independence.
  • Alerus Financial
  • 401 Demers Ave, Grand Forks, ND, 58201
  • With roots tracing back to 1879, Alerus is a diversified financial services company with approximately $31.5 billion in assets under administration/management. We provide business and consumer banking products and services, residential mortgage financing, employer-sponsored retirement plans and wealth management services.
  • Investment Capital Partners LLC
  • 15621 W 87th St, Suite 211, Lenexa, KS, 66219
  • Investment Capital Partners LLC provides 30-Year Rental Loans, Short Term Financing, Fix and Flip Financing, Fix to Rent Financing, Cash Out, Commercial Lending and Investment Lending to several states. We also offer residential rehab loans, portfolio lending, and commercial loans.
  • CommunityAmerica Credit Union
  • 9777 Ridge Dr, Lenexa, KS, 66219
  • The CommunityAmerica story began on March 19, 1940. We were founded by George Duvall, who believed airline employees would appreciate a credit union dedicated to them. He was right, and TWA Club Credit Union, as we were originally known, took off.In 1992, as the Credit Union continued to grow, it changed its name to Members America Credit Union.
  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,
  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.
  • United Valley Bank
  • 211 Division Ave S, Cavalier, ND, 58220
  • Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
  • Peak Asset Lending
  • 11289 Strang Line Rd, Lenexa, KS, 66215
  • Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA. With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip