1269 Construction Loan Lenders with AI in Carmel-by-the-Sea, California 2025

Lendersa® list of construction loan lenders in Carmel-by-the-Sea, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Carmel-by-the-Sea, CA of 2,000 Sf home at $316,674 for basic construction to $574,972 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93923, 93921.



  • Global Funding Partners
  • One Sansome Street, San Francisco, CA, 94104
  • At Global Funding Partners, we know Commercial Lending. We have been in the industry for over 13 years, serving clients just like you. If you are a business owner or investor looking for the right commercial loan to fit your budget and your financial goals, you came to the right place.
  • Security Financial Services
  • 100 Bush Street, Suite 1500, San Francisco, CA, 94104
  • "Founded in 1943, Security Financial Services is an established real estate lender and business note purchaser headquartered in the San Francisco Bay Area. Our unique lending philosophy has weathered many challenges and has allowed us to originate hundreds of millions in loans. "
  • Renzo Capital Corp
  • 650 California St, San Francisco, CA, 94108
  • Renzo-Capital Corp* Proven Expedited Lending Strategies. Borrowers typically have a deadline they are trying to solve when they approach Renzo Capital. Our lending platform offers borrowers speed and certainty of execution that surpasses conventional lending sources. As a direct, private lender, we have funded over $750 million in commercial
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • US Capital Global
  • 555 Montgomery Street, Suite 1501, San Francisco, CA, 94111
  • Since 1998, US Capital Partners has been committed to providing small and lower middle market businesses and investors with sophisticated debt, equity, and investment opportunities usually available only to larger middle market companies and institutional investors. We manage a variety of direct investment funds, act as a licensed placement agent.
  • Reena Loans & Real Estate Corporation
  • 652 16th Avenue, San Francisco, CA, 94118
  • Over 25+years of experience in residential real estate sales, 15 years of experience in commercial real estate sales. 12+years of experience with mortgages and commercial loans. Twelve years of experience managing Reena Paleja's own firm. WE PROVIDE PROFESSIONAL SERVICES- Real Estate, Property Management, COMMERCIAL LOANS and MORTGAGE.
  • Cournale & Co.
  • 4630 Geary Blvd., San Francisco, CA, 94118
  • Established in 1945, Cournale & Co. is a third-generation owned and operated "Full Service"​ real estate company located in the Richmond District of San Francisco. We assist clients in the marketing and purchasing of residential and commercial properties. We also manage over 600 units - from the Marina to the Mission.