2025 Construction Loans use AI Lenders complete for Carmel-by-the-Sea, California

The Lendersa® directory of construction loan lenders in Carmel-by-the-Sea, CA comprises national lenders, regional banks, and local hard money lenders, all leveraging private funds to support your projects, whether they're ground-up constructions or significant renovations.

For a 2,000 square foot home in Carmel-by-the-Sea, CA, construction costs are estimated from $316,674 for basic structures to $574,972 for more elaborate alternatives. Interest rates and other loan conditions depend significantly on borrower financials, the Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the chosen type of lender.

Explore offers from an array of 100 lenders

The Innovative Construction Loan Calculator

To meet each of your construction financing needs, Lendersa® uses AI technology to promptly match your loan inquiries with numerous construction lenders. Discover the most competitive construction loan rates to finance your ground-up constructions, renovation flips, or major rehab work for both residential and commercial properties across CA.

Are there Construction Loan Lenders Nearby?

Reducing unnecessary credit inquiries assists in maintaining a solid credit score. Secure a preapproval for your land loan without needing to enter your social security number or disclose other sensitive financial information.

You may become eligible for 100% Loan-to-Value (LTV) financing if you choose to pledge additional assets as collateral, often referred to as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes listed as 93923, 93921.



  • ACE MORTGAGE LOAN CORPORATION
  • 10181 W. Sample Road, Coral Springs, FL, 33065
  • Ace Mortgage Loan Corporation was created in 1996 to help people achieve their American Dream. Long before “bubbles”or “collapses”, Ace Mortgage Loan Corporation was representing client’s interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.
  • Primeco Mortgage Corporation
  • 10101 West Sample Road Suite 202, Coral Springs, FL, 33065
  • Primeco Mortgage Corporation (PMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind.
  • Halo Mortgage
  • 2900 N University Drive, Suite 52, Coral Springs, FL, 33065
  • Halo Mortgage, we are passionate about who we are and what we do and a lot of that is because we feel that our Mortgage Broker model is Better than the rest. Not only is it Better for us (we don’t like limitations) but it’s Better for you too. Halo Mortgage, offering personalized mortgage solutions
  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
  • Prime Rate Mortgage
  • 3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • EPIC MORTGAGE, INC
  • 1515 N. Universtiy Dr Ste 111, Coral Springs, FL, 33071
  • Epic Mortgage, we serve our customers with honesty, integrity and competence, while providing them with the lowest interest rates and closing costs available. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan with many other lenders
  • Sunshine State Mortgage
  • 1515 N. UNIVERSITY DRIVE #101, Coral Springs, FL, 33071
  • Sunshine State Mortgage has provided South Florida homebuyers with competitive loan options and services for over 25 years. It is our goal to be the leading home mortgage brokerage firm in Florida. In addition, we make exceptional customer service the cornerstone of our business by staying on top of industry .