1269 Construction Loan Lenders with AI in Carmichael, California 2025

Lendersa® list of construction loan lenders in Carmichael, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Carmichael, CA of 2,000 Sf home at $322,680 for basic construction to $580,978 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 95841, 95628, 95608, 95609.



  • Iron Point Mortgage
  • 2130 E. Bidwell Street, Suite 110, Folsom, CA, 95630
  • At Iron Point Mortgage, our business is helping clients get the right residential financing for both new home purchase and refinance mortgages. Our passion, is providing the education and guidance so you’ll understand the process, how to plan for the future, take advantage of available opportunities, and build long-term wealth through Real Estate.
  • Direct Wholesale Mortgage
  • 5701 Lonetree Boulevard, Suite 313, Rocklin, CA, 95765
  • Direct Wholesale Mortgage full service real estate and mortgage office, and specialize in providing clients with finding their dream homes, listing clients homes for sale and providing clients with their Mortgage lending needs. As a broker we have relationships with over 10 different lenders which offer variety of loan programs.
  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
  • Verdeo Capital Group, Inc.
  • 4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
  • Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.
  • Elite Norcal Corporation
  • 7412 Elsie Avenue, Sacramento, CA, 95828
  • Elite Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
  • Green Haven Capital
  • 5890 S LAND PARK DRIVE, Sacramento, CA, 95822
  • Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
  • GFL Capital Mortgage
  • 1100 Corporate Way, Suite 210, Sacramento, CA, 95831
  • GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
  • Johnny Delgadillo - Answer Home Loans, Inc.
  • 9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
  • Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
  • Chris Opfer - Elk Grove Senior Loan Officer
  • 9381 E. Stockton Blvd Suite 214, Elk Grove, CA, 95624
  • "Chris Opfer specializes in home loans and refinancing in the Northern California area. NMLS#256253 - DRE#01166863 Equal Housing Lender. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries."
  • Anew Lending
  • 9299 East Stockton Blvd #50, Elk Grove, CA, 95624
  • Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.