Ceres, California Construction loan lenders AI selection 2025

Within Ceres, CA, Lendersa® provides a detailed listing of construction loan lenders. This selection includes regional and national banks, as well as local hard money lenders, each utilizing private money to support either your new construction projects from the ground up or major property renovations.

For construction projects in Ceres, CA, lenders estimate costs for building a 2,000 square foot home. The range is between $322,152 for basic construction projects and $580,450 for more elaborate builds. Interest rates and terms of these loans fluctuate, impacted by the borrower's financial condition, the loan-to-value (LTV) ratio, after-repair value (ARV), and the lender type you choose.

Check out and compare offers from 100 different lenders

Discover the magic of the construction loan calculator

Lendersa® employs state-of-the-art AI technology to ensure that every aspect of your construction financing needs is met. This technology will quickly pair your loan request with a wide variety of construction lenders. You can find competitive construction rates for your ground-up builds, fix-and-flip projects, or major rehab on both residential and commercial properties throughout CA.

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Keeping unnecessary inquiries to a minimum can help safeguard your credit score. Achieve preapproval for your land loan conveniently without the need to provide your social security number or disclose sensitive financial details.

By pledging additional property as collateral, you might become eligible for 100% loan-to-value (LTV) financing.

Employ the Lendersa® land loan calculator to locate lenders offering vacant land loans in zip codes 95358, 95351, 95307. This tool is designed to simplify your search and assist you in finding optimal lending solutions in your region.



  • RAM Capital Corporation
  • 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Arcus Lending
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.
  • Cal Pro Real Estate & Loans
  • 3130 Crow Canyon Pl, Suite 270, San Ramon, CA, 94583
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • CMG Mortgage Inc.
  • 3160 CROW CANYON ROAD SUITE 400, San Ramon, CA, 94583
  • The type of mortgage you use to finance your home influences how much you need for the down payment, whether or not you will need mortgage insurance, and how long it will take you to pay off your loan. The best way to find out what mortgage is best for your home purchase is to get preapproved with a CMG Financial loan officer. Mortgage pre appro
  • MortgageSeth (Mason-Mcduffie Mortgage)
  • 2430 Camino Ramon Suite 300, San Ramon, CA, 94583
  • Since 1887, Mason-McDuffie Mortgage has operated under one idea: Your Financial Security Begins at Home. An employee owned company, Mason Mac works with one mission – to make the dream of home ownership a reality for our clients. We help to fulfill that dream every day from coast to coast.
  • CMG Financial
  • 3160 Crow Canyon Road Suite 400, San Ramon, CA, 94583
  • CMG Financial is a well-capitalized, privately held mortgage-banking firm founded in 1993.The company makes its products and services available to the market through three distinct origination channels including Correspondent Lending,Wholesale Lending and Retail Lending.CMG Financial currently operates in most states,including District of Columbia.
  • Iron Oak Home Loans, Inc.
  • 4000 Executive Pkwy #160, San Ramon, CA, 94583
  • Iron Oak Home Loans, Inc. is a full-service portfolio, private money lender, and servicing company. We originate and fund first mortgages on owner occupied and income producing non-owner occupied single family and multi-residential properties. We specialize in purchase money residential fix and flip properties.
  • Persevere Lending
  • 600 San Ramon Valley Blvd, Suite 202, Danville, CA, 94526
  • Persevere Lending (PL) is a California Corporation, specializing in the brokerage of privately funded mortgage transactions for real estate in NC, primarily in the greater Bay Area. Trust Deed investing, also known as “private” or “hard” money, is a niche alternative investment vehicle which offers an attractive return with the security of a Deed.
  • StoneCastle Land and Home Financial, Inc.
  • 380 Diablo Road, Suite 201, Danville, CA, 94526
  • Our team is committed to providing our clients with the highest quality of financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Saga Financial Group, Inc.
  • 425 El Pintado Road, Suite 145, Danville, CA, 94526
  • Saga Financial Group, Inc. was founded in 2018 in Danville, CA with the goal of helping people begin, continue, and realize the part of their saga involving home ownership. Whether a first time home buyer, a veteran investor, or someone simply seeking to update their financial situation to meet changing needs.
  • Private Mortgage Advisors - Burlingame
  • 390 Diablo Road, Suite 100, Danville, CA, 94526
  • Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
  • Diversified Capital Funding
  • 3201 Danville Blvd, Suite 295, Alamo, CA, 94507
  • At Diversified Capital Funding/American Pacific Mortgage (APM) NMLS #1850 our core mission is to create experiences that matter while serving the home financing needs of individuals and families in the communities where we live and work.We understand the importance of every transaction