1232 Construction Loan Lenders with AI in Modesto, California 2025

The Lendersa® collection of construction loan options in Modesto, CA includes regional banks, national lenders, and local hard money lenders leveraging private capital to finance your ground-up construction and significant rehabs.

In Modesto, CA, lenders estimate costs for a 2,000 square foot home, ranging from $324,176 for basic builds to $582,474 for more elaborate constructions. Interest rates and terms will vary based on borrowers' financial situations, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the specific type of lender selected.

Explore loan offers from a spectrum of 100 lenders

Explore the superior construction loan calculator

Using AI technology, Lendersa® ensures all construction financing needs are fulfilled by automatically matching your loan requests with numerous construction lenders. Uncover exceptional construction loan rates to support new builds, property flips, or major rehabs on residential and commercial properties across CA.

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Reducing unnecessary inquiries can help safeguard your credit score. Obtain preapproval for a land loan without needing to provide your social security number or other sensitive financial details.

If you pledge additional property as collateral, you may qualify for 100% LTV financing under a blanket loan arrangement.

Use the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes 95358, 95356, 95355, 95354, 95351, 95350, 95352, 95353, 95397. This tool is essential in finding the right financing for land acquisitions.



  • Lennox Lending
  • 926 2nd Street, Santa Monica, CA, 90403
  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now! We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
  • Best Coast Mortgage
  • 4844 Hollywood Blvd, Los Angeles, CA, 90027
  • Best Coast Mortgage is a full-service mortgage company with experienced staff offering 30 years of expertise in every aspect of mortgage lending including purchases, refinancing and commercial loans. Our lending specialists have access to a full range of mortgage programs and are dedicated to finding the right one to meet your unique needs.
  • California Hard Money Lenders
  • 1917 Hillhurst Ave, Los Angeles, CA, 90027
  • "Direct California private hard money loans lenders for residential, commercial real estate loans. In Los Angeles Arcstone Financial offers Southern California real estate investors flexible options for bad credit Commercial, construction, rehabilitation refinance loan specialists. 0ver 20 years in California real estate"
  • Hillhurst Mortgage
  • 1662 Hillhurst Avenue, Suite A, Los Angeles, CA, 90027
  • At Hillhurst Mortgage, our focus is about educating and helping our clients feel comfortable with the entire home financing process. Each member of our team is hand-picked for not only their expertise and professionalism, but the care they exhibit to others. As a boutique agency Hillhurst Mortgage caters to the home loan needs throughout Los Angele
  • Arcstone Financial
  • 1917 Hillhurst Ave, Suite 205, Los Angeles, CA, 90027
  • ArcStone Financial is a local direct lender with over 20 years experience servicing Southern California. As a direct lender, ArcStone Financial offers a wider variety of loan products to fit the needs of all types of borrows. With on-site processing, underwriting, funding and docs
  • First Financial Bancorp
  • 12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025
  • First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
  • Priority One Mortgage
  • 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
  • Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.