2025 Construction Loans use AI Lenders complete for Modesto, California

The Lendersa® collection of construction loan options in Modesto, CA includes regional banks, national lenders, and local hard money lenders leveraging private capital to finance your ground-up construction and significant rehabs.

In Modesto, CA, lenders estimate costs for a 2,000 square foot home, ranging from $324,176 for basic builds to $582,474 for more elaborate constructions. Interest rates and terms will vary based on borrowers' financial situations, Loan-to-Value (LTV) ratios, After Repair Value (ARV), and the specific type of lender selected.

Explore loan offers from a spectrum of 100 lenders

Explore the superior construction loan calculator

Using AI technology, Lendersa® ensures all construction financing needs are fulfilled by automatically matching your loan requests with numerous construction lenders. Uncover exceptional construction loan rates to support new builds, property flips, or major rehabs on residential and commercial properties across CA.

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Reducing unnecessary inquiries can help safeguard your credit score. Obtain preapproval for a land loan without needing to provide your social security number or other sensitive financial details.

If you pledge additional property as collateral, you may qualify for 100% LTV financing under a blanket loan arrangement.

Use the Lendersa® land loan calculator to locate lenders providing vacant land loans in zip codes 95358, 95356, 95355, 95354, 95351, 95350, 95352, 95353, 95397. This tool is essential in finding the right financing for land acquisitions.



  • Goldstar Mortgage Inc
  • 1557 Chesnut Bypass, Centre, AL, 35960
  • Goldstar Mortgage Inc. is located in beautiful Centre, Alabama. Our goal is to provide you with exceptional customer service, lowest rates, and minimal closing cost. Since 1995, Goldstar Mortgage has helped thousand of clients across the State of Alabama purchase their dream home, refinance to lower their payment
  • Cornerstone Mortgage Solutions
  • 6702-C Plantation Rd, Pensacola, FL, 32504
  • Cornerstone Mortgage Solutions, located in Pensacola FL, has been committed to providing excellent service to our clients with a variety of loan programs and competitive rates for over 10 years! Our outstanding mortgage loan originators will work with you one on one to ensure that you get a financial solution
  • Trident Home Loans
  • 517 N. Baylen Street, Pensacola, FL, 32501
  • At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.
  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
  • Upper Cumberland Federal Credit Union
  • 627 Livingston Road, Crossville, TN, 38555
  • Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
  • First Cumberland Mortgage
  • 186 Highway 70 E, Crossville, TN, 38555
  • First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
  • Members First Credit Union
  • 251 West Garden Street, Building I, Pensacola, FL, 32502
  • Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.