2025 Construction Loans use AI Lenders complete for El-Dorado-Hills, California

Lendersa® offers a list of construction loan lenders in El-Dorado-Hills, CA that includes regional banks, national creditors, and local hard money lenders who utilize private funds for your ground-up construction or major renovation needs.

In El-Dorado-Hills, CA, lenders assess the construction cost for a 2,000 square foot house at $322,053 for basic builds to $580,351 for more elaborate constructions. Loan terms and interest rates fluctuate based on the borrower's financial situation, LTV, ARV, and type of lender chosen.

Explore loan options from 100 lenders

The innovative construction loan calculator

With Lendersa®, advanced AI technology promptly matches your loan applications to hundreds of construction lenders, ensuring that all your financing requirements are met. Uncover the most favorable construction rates to fund projects such as ground-up constructions, fix and flip ventures, or major renovations on both residential and commercial properties throughout CA.

Are nearby construction loan lenders available?

Reducing unnecessary checks will protect your credit score. Get preapproved for a land loan without sharing your social security number or any other sensitive financial information.

By pledging additional properties as collateral (blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes 95672, 95762, 95682.



  • HCS Equity
  • 7412 Cypress Lane, Carmel, CA, 93923
  • HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
  • Gold Standard Mortgage
  • 937 Sierra Street, Kingsburg, CA, 93631
  • "Gold Standard Mortgage is a family founded business with the vision of delivering THE DREAM of homeownership to local families. We wanted to bring the “old fashion” customer service back to the mortgage industry. Relying on our core values and service to develop relationships to bring a professional and personal experience to Home Buyers"
  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.
  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.
  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.
  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S. "
  • Coast Central Credit Union
  • 2650 Harrison Avenue, Eureka, CA, 95501
  • At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.
  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
  • Summit Financial Services
  • 3977 Coffee Road, Suite A, Bakersfield, CA, 93308
  • The Summit Financial Team has over 200 years combined mortgage lending experience. We are well versed in all aspects of the mortgage origination process. Whether you are seeking Conventional, FHA & VA, Construction, Reverse Mortgage or Alternative financing, Summit Financial is here for you.
  • ZS Mortgage Group
  • 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
  • ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process. We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.