1231 Construction Loan Lenders with AI in El-Dorado-Hills, California 2026

Lendersa® offers a list of construction loan lenders in El-Dorado-Hills, CA that includes regional banks, national creditors, and local hard money lenders who utilize private funds for your ground-up construction or major renovation needs.

In El-Dorado-Hills, CA, lenders assess the construction cost for a 2,000 square foot house at $322,053 for basic builds to $580,351 for more elaborate constructions. Loan terms and interest rates fluctuate based on the borrower's financial situation, LTV, ARV, and type of lender chosen.

Explore loan options from 100 lenders

The innovative construction loan calculator

With Lendersa®, advanced AI technology promptly matches your loan applications to hundreds of construction lenders, ensuring that all your financing requirements are met. Uncover the most favorable construction rates to fund projects such as ground-up constructions, fix and flip ventures, or major renovations on both residential and commercial properties throughout CA.

Are nearby construction loan lenders available?

Reducing unnecessary checks will protect your credit score. Get preapproved for a land loan without sharing your social security number or any other sensitive financial information.

By pledging additional properties as collateral (blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans within zip codes 95672, 95762, 95682.



  • Mor Financial
  • 3530 Wilshire Blvd. Suite 1820, Los Angeles, CA, 90010
  • Lends in California
  • MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.

  • MOR Financial
  • 1100 Wilshire Blvd Ste 3302, Los Angeles, CA, 90010
  • Lends in California
  • MOR Financial is a California based mortgage company that specializes in private money lending. Private loans are secured by real estate properties, both residential & commercial. Our company is dedicated to a hassle free submission process allowing you to focus on your business and investments.

  • Hankey Capital
  • 4751 Wilshire Blvd., Suite 110, Los Angeles, CA, 90010
  • Lends in California
  • Hankey Capital is a private direct lender originating short-term bridge and construction financing in the $2M to $50M range secured by real estate located in California. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources.

  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • Lends in California
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.

  • Acacia Mortgage Corporation
  • 815 Fair Oaks Ave, South Pasadena, CA, 91030
  • Lends in California
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Rivas Mortgage
  • 14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
  • Lends in California
  • Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in California
  • Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.

  • Sunset Equity Funding
  • 6125 Washington Blvd, Culver City, CA, 90232
  • Lends in California
  • Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.

    Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.

  • ERIC MOBLEY REALTY
  • 5803 Bowcroft St UNIT 3, Los Angeles, CA, 90016
  • Lends in California
  • Direct Lender and Real Estate Professional, we have over 40 years in the Real Estate industry. Licensed California Real Estate Broker Independent Consultant and Real Property Acquisition Specialist. We deliver the expertise you need and facilitate all aspects of Residential and Commercial Real Estate transactions

  • E3 Capital Partners
  • 10659 W. Pico Blvd, Los Angeles, CA, 90066
  • Lends in California
  • E3 CAPITAL PARTNERS® is a Real Estate mortgage, finance, brokerage, consultancy for Commercial and Residential Real Estate. E3 Capital partners underwrites/ corresponds with over 200 lenders for ALL property types, ALL borrower types, ALL loan product types. BROKERAGE: Client Representation to list and sell homes.

  • CP Financial and CP Realty Inc.
  • 12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066
  • Lends in California
  • CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different