1231 Construction Loan Lenders with AI in Gardena, California 2026

In Gardena, CA, Lendersa® offers a list featuring construction loan lenders. This includes regional banks, national lenders, and local hard money lenders who use private funds for substantial rehabs or new constructions.

For a 2,000 square foot home in Gardena, CA, construction costs are estimated to vary from $322,548 for standard builds to $580,846 for more elaborate ones. Loan terms and interest rates fluctuate depending on borrowers' finances, LTV, ARV considerations, and lender selection.

Explore loan offers from 100 lenders

Explore the Magic of Our Construction Loan Calculator

Lendersa® AI matches your loan requests with various construction lenders instantly to ensure your financing needs are met. You can find competitive rates for construction projects, including ground-up builds, fix-and-flip ventures, or significant renovations on both residential and commercial properties in CA.

Seeking Nearby Construction Loan Lenders?

By avoiding unnecessary inquiries, you can prevent a dip in your credit score. Preapproval for land loans is available without needing your social security number or sensitive financial details.

You might be eligible for 100% LTV financing if additional property is pledged as collateral (also known as a blanket loan).

Utilize the Lendersa® land loan calculator to locate lenders for vacant land loans in zip codes 90247, 90249.



  • Realty World Selzer home loans
  • 551 South Orchard Ave, Ukiah, CA, 95482
  • Lends in California
  • "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.

    Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"

  • US Lending Co
  • 2280 BECHELLI LANE, Redding, CA, 96002
  • Lends in California
  • We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.

  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • Lends in California
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.

  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Lends in California
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.

  • Only 1 Benji
  • 1177 Hilltop Dr, Redding, CA, 96003
  • Lends in California
  • Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.

  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Lends in California
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.

  • Coast Central Credit Union
  • 2650 Harrison Avenue, Eureka, CA, 95501
  • Lends in California
  • At Coast Central, we make banking easy, with access to your finances – anytime. With a network of over 30,000 free ATMs nationwide, the latest digital banking solutions, and 11 convenient Member Services Branches, one open Monday through Saturday and another open 7 days a week and evenings, control your funds from anywhere you happen to be.

  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Lends in California
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.