Construction loans by with AI by private investors in Gilroy, CA

The Lendersa® directory of construction loan providers in Gilroy, CA comprises a range of financial institutions, including regional banks, national giants, and local hard money lenders, all leveraging private funds for projects like your ground-up constructions and extensive rehabs. Whether you're dealing with expansive renovations or starting anew, these lenders cater to varied financial needs.

Costs for constructing a 2,000 square-foot residence in Gilroy, CA can be estimated to begin at $323,648 for basic work, escalating to $581,946 for more elaborate designs. The interest rates and terms of construction loans are subject to fluctuate based on factors such as borrower financial profiles, Loan-to-Value (LTV), After Repair Value (ARV), and the specific lender one opts to work with. It's important to consider the lender type as it can significantly influence terms.

Browse and compare offers from a pool of 100 varied lenders

The Innovative Construction Loan Calculator

With Lendersa®'s cutting-edge AI technology, your construction financing needs are fully addressed. It swiftly aligns your loan inquiries with a vast network of hundreds of construction lenders. This advanced system simplifies your search, making it easier to identify leading construction rates that are optimal for funding projects such as new constructions, fixer-upper investments, or large-scale renovations on both residential and commercial properties throughout CA. The technology offers remarkable precision in matching rates and lenders with your project's specific needs and scopes.

Looking for Construction Loan Lenders Close to Home?

Reduce potential impacts on your credit score by avoiding unnecessary inquiries. Seamlessly obtain preapproval for a land loan without the necessity of providing your social security number or other sensitive financial details.

There is a pathway for qualifying for full 100% Loan to Value (LTV) financing as well. This is achievable if you choose to pledge additional properties as collateral, under what's known as a blanket loan.

Discover vacant land loan lenders efficiently utilizing Lendersa®'s land loan calculator, specifically designed to target search within zip codes 95020 for a more localized loan sourcing.



  • GoldenPoint Finance
  • 1630 Oakland Road, Suite A209, San Jose, CA, 95131
  • "GoldenPoint Finance, a Mortgage Broker in California, was established in May 2007. Located in the Bay Area, we are an agency licensed to originate loans in all of California. GoldenPoint Finance’s mission is to find and place you into a loan program that is most suitable for your financial plan. We are committed to customer satisfaction."
  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • Monterey County Bank
  • 601 Munras Avenue, Monterey, CA, 93940
  • Monterey County Bank, a wholly-owned subsidiary of Northern California Bancorp, Inc, provides retail and commercial banking products and services to individuals and small and medium-sized businesses in California. The company’s deposit products include personal and business checking accounts, savings accounts, money market investment accounts
  • Demo Account - CSO #5
  • 3965 Freedom Circle, Suite 750, Santa Clara, CA, 95054
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • VVR Loans
  • 831 Transil Circle, Santa Clara, CA, 95054
  • VVR Loans, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • SV Commercial Lending -Marty Lefton Strategic Commercial Mortgage Broker/Owner
  • 10873 Northoak Square, Cupertino, CA, 95014
  • Marty Lefton is dedicated to creating and preserving wealth for clients by providing highly comprehensive and strategic financial lending solutions. He uses a holistic approach by first understanding as many of the pieces of a client’s situation as possible, and then looking at what makes the best financial sense for the client
  • TJ Harder Loan
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs-to meet your uniq
  • StarRiver Real Estate & Loan Services
  • 1294 Kifer Road, Suite 701, Sunnyvale, CA, 94086
  • We provide one stop real estate and mortgage service to customer to save their time and efforts. Located in the heart of Silicon Valley, San Francisco Bay Area, California. Whether you are buying or selling primary residence, Second home, Investment property, Mutil-family, Luxury home, we can help!
  • Broker One Mortgage
  • 95 First Street, Suite 120, Los Altos, CA, 94022
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • Safebay, Inc.
  • 4546 El Camino Real, Los Altos, CA, 94022
  • Safebay, Inc full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and costs.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.