Home-Gardens, California Construction loan lenders AI selection 2025

Discover the Lendersa® directory of construction loan providers in Home-Gardens, CA, featuring regional banks, national lenders, and local hard money lenders who specialize in using private funds for new builds or significant renovations.

In Home-Gardens, CA, lenders estimate the construction costs for a 2,000 square foot home starting at $319,369 for basic projects and up to $577,667 for more luxurious builds. Interest rates and loan terms are determined by factors such as the borrower's financial profile, the LTV, ARV, and each lender's specific criteria.

Compare offers from 100 lenders

Advanced construction loan calculator

To meet your construction financing needs, Lendersa®'s AI technology efficiently matches your loan request with hundreds of construction lenders. Discover optimal construction rates to fund new builds, fix-and-flip projects, or significant rehab efforts across both residential and commercial properties in CA.

Lenders for construction near you

To maintain a good credit score, avoiding unnecessary inquiries is essential. You can preapprove for land loans without needing to disclose your social security number or sensitive financial details.

If additional property is pledged as collateral (a blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find vacant land loan providers in zip codes 92503, 92879.



  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
  • Woodforest National Bank
  • PO Box 7889, Spring, TX, 77387
  • Woodforest National Bank® has successfully stood among the strongest community banks in the nation, proudly offering unsurpassed quality customer service since 1980. Woodforest National Bank offers both consumer and business products and services at more than 740 branches in 17 states across the United States.
  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing
  • Capitol Federal Savings Bank
  • 8781 N. Ambassador Drive, Kansas City, MO, 64154
  • For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow. CapFed® employees are True Blue and take pride in their work
  • Lead Bank
  • 1801 Main St, Kansas City, MO, 64108
  • Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010.
  • Lone Star Bank
  • 2600 South Gessner Road, Houston, TX, 77063
  • Lone Star Bank was established in Houston in 2006. We are an independent and privately owned community bank primarily engaged in commercial banking with a diversified line of financial products and services, including conventional business and real estate loans and SBA loans. With superior customer service and local decision making.
  • Harvest Residential Mortgage Services
  • 4800 Sugar Grove, Suite 620-C, Stafford, TX, 77477
  • Harvest Residential Mortgage Services is a Professional & Reliable company. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, and individual home-buyers throughout the State of Texas and also We offer great customer service.
  • Commerce Bank
  • 1000 Walnut Street, Kansas City, MO, 64106
  • At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
  • Bank Midwest
  • 1111 Main St, Kansas City, MO, 64106
  • Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.
  • TOP CHOICE LENDING, LLC
  • 11224 Southwest Fwy, Suite 100, Houston, TX, 77031
  • Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.