1229 Construction Loan Lenders with AI in Joshua-Tree, California 2025

Lendersa® provides an extensive list of construction loan lenders in Joshua-Tree, CA, including regional banks, renowned national lenders, and local hard money lenders using private money to finance your ground-up construction or major rehab projects.

For a 2,000 square foot home in Joshua-Tree, CA, lenders estimate costs from $318,280 for basic constructions to $576,578 for more elaborate designs. Interest rates and construction loan terms differ based on the borrower's financials, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender selected.

Explore loan offers from 100 lenders

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With Lendersa® AI technology, your loan request is instantly matched with numerous construction lenders, satisfying all your financing needs. Uncover ideal construction rates for funding new builds, fix-and-flip projects, or significant rehabs on both residential and commercial properties throughout CA.

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Protect your credit score by avoiding unnecessary inquiries. Secure preapproval for land loans without needing to disclose your social security number or sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing when you pledge additional property as security through a blanket loan arrangement.

Leverage the Lendersa® land loan calculator to identify vacant land loan providers in zip codes 92252.



  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
  • Crown Castle Mortgage & Realty
  • 1231 North Redding Way, Upland, CA, 91786
  • Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
  • Oak Tree Realty
  • 400 North Mountain Avenue, Suite 224, Upland, CA, 91786
  • At Oak Tree Realty, where we specialize in residential mortgages, fix & flip lending and rental loans. At Oak Tree Realty, we find a loan that fits each borrower. Unlike overpriced banks who have one size fits all, we here at Oak Tree Realty have relationships with several lenders and always search for the best price and terms for our clients.
  • Full Circle Home Loans
  • 99 C St Suite 200, Upland, CA, 91786
  • Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.
  • Spinnaker Loans
  • 123 E. 9th St #301, Upland, CA, 91786
  • Spinnaker Loans is a premier private money lender specializing in the financing of investment real estate for developers across Southern California. Since inception, Spinnaker has been involved in numerous and profitable residential lending transactions with both, developers and investors looking to invest in real estate.
  • Chino Commercial Bank, National Association
  • 14245 Pipeline Avenue, Chino, CA, 91710
  • As a community-oriented bank, the Bank offers a wide array of personal, consumer and commercial services generally offered by a locally-managed, independently-operated bank. The Bank provides a broad range of deposit instruments and general banking services, including checking, savings, and money market accounts.
  • Arta Financial Services
  • 31991 Dove Canyon Drive, Suite 100-C, Trabuco Canyon, CA, 92679
  • "Arta Financial Corporation, is a Real Estate Finance and Investment company, Licences under California Department of Real Estate. We specialize in Real estate Loans and helping our clients locate and acquire investment properties of all kinds from Lands, Multi Units, Commercial Warehouse, industrial, automotive, etc."
  • SC Capital Corporation
  • 31 Charleston Lane, Trabuco Canyon, CA, 92679
  • SC Capital Corporation We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.