2 Construction Loan Lenders with AI in Lompoc, California 2026
The Lendersa® listing of construction loan providers in Lompoc, CA includes a variety of options such as regional banks, nationwide lenders, and local hard money lenders that employ private money for your new builds or significant renovations.
In Lompoc, CA, lenders estimate the costs for constructing a 2,000 square foot home to range from $322,317 for simpler structures to $580,615 for more upscale homes. Loan terms and interest rates differ based on the borrower's financial status, LTV (Loan-to-Value ratio), ARV (After-Repair Value), as well as the kind of lender chosen.
To fully meet your construction financing needs, Lendersa® employs advanced AI technology to immediately align your loan application with numerous construction lenders. Discover excellent construction rates to support major renovations, new constructions, or flipping projects on both residential and commercial properties within CA.
Seeking local construction loan lenders?
Minimize unnecessary credit checks to preserve your credit score. Obtain preapproval for land loans without needing to provide your social security number or other sensitive financial details.
If you are willing to pledge additional property as collateral, termed a blanket loan, you may qualify for 100% LTV (Loan to Value) financing.
Use the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 93436.
Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.
J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.
Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
Lends in California
Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
Lends in California
Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
Lends in California
ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.
We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.
Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
Lends in California
Ryker Capital — Direct Private Lender | Nationwide
Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.
American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.
401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
Lends in California
The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience
