Construction loans by with AI by private investors in San-Luis-Obispo, CA

The Lendersa® directory offers a variety of construction loan lenders in San-Luis-Obispo, CA, including national lenders, regional banks, and local hard money lenders that provide private money solutions for either ground-up construction or substantial rehabs. This array of financial institutions caters to a wide range of construction financing needs.

In San-Luis-Obispo, CA, constructing a 2,000 square foot home entails diverse costs. Basic construction typically starts at $322,636, while opting for more elaborate finishes can lead to costs reaching $580,934. Construction loan terms and interest rates fluctuate based on several criteria, such as the lender chosen, borrower's financial status, loan-to-value ratios (LTV), and after-repair value (ARV).

Compare and explore offerings from 100 lenders

The Essential Construction Loan Calculator

Lendersa®'s advanced AI technology ensures that your construction financing requirements are met promptly by matching your loan request with hundreds of construction lenders. You can find and evaluate the best construction rates available, aiding in funding ground-up construction, fix-and-flip ventures, or major rehabs for both residential and commercial properties in CA.

Locating Construction Loan Lenders in Your Vicinity

Protect your credit score by minimizing unnecessary inquiries. With Lendersa®, you can obtain preapproval for a land loan without needing to provide sensitive financial information or your social security number.

If you're able to pledge additional properties as collateral, potentially through a blanket loan, you might qualify for 100% Loan to Value (LTV) financing.

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans, focusing on ZIP codes 93401.



San-Luis-Obispo Construction Loan Lenders

  • Pacific Trust Mortgage
  • 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
  • Lends in California
  • Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.

  • ZS Mortgage Group
  • 556 Camino Mercado, Suite C, Arroyo Grande, CA, 93420
  • Lends in California
  • ZS Mortgage Group is one of the top lending teams in the country. We are dedicated to providing our clients Next-Level service and a holistic approach to the mortgage process.

    We are team of top-notch professionals who provide a level of service beyond the typical mortgage experience.

  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • Lends in California
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.

  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • Lends in California
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.

  • Envoy Mortgage
  • 746 Main Street, Suite A, Cambria, CA, 93428
  • Lends in California
  • "Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
    "

  • Community Bank of Santa Maria
  • 2739 Santa Maria Way, Santa Maria, CA, 93455
  • Lends in California
  • Community Bank of Santa Maria was organized by Jim Glines and Bill Hares; two career bankers who started their professional relationship and long term friendship at Bank of Santa Maria. When Bank of Santa Maria was acquired by a larger regional bank, it didn't take long for Jim and Bill to realize the needs of their community were not being met.

  • J7 Mortgage
  • 340 E Clark Ave, Orcutt, CA, 93455
  • Lends in California
  • J7 came to the Central Coast with Ryan Jensen in 2020. Ryan was brought up by the founder of Utah Mortgage Loan Corporation - the oldest non-bank mortgage lender in the state of Utah - to expand the offering the full array of mortgage products available in the California's Central Coast marketplace today.

  • Ranch & Coast Mortgage Group, Inc.
  • 2000 State St, Suite A, Santa Barbara, CA, 93105
  • Lends in California
  • Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.

  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Lends in California
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.

  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Lends in California
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions