1233 Construction Loan Lenders with AI in San-Luis-Obispo, California 2025

The Lendersa® directory offers a variety of construction loan lenders in San-Luis-Obispo, CA, including national lenders, regional banks, and local hard money lenders that provide private money solutions for either ground-up construction or substantial rehabs. This array of financial institutions caters to a wide range of construction financing needs.

In San-Luis-Obispo, CA, constructing a 2,000 square foot home entails diverse costs. Basic construction typically starts at $322,636, while opting for more elaborate finishes can lead to costs reaching $580,934. Construction loan terms and interest rates fluctuate based on several criteria, such as the lender chosen, borrower's financial status, loan-to-value ratios (LTV), and after-repair value (ARV).

Compare and explore offerings from 100 lenders

The Essential Construction Loan Calculator

Lendersa®'s advanced AI technology ensures that your construction financing requirements are met promptly by matching your loan request with hundreds of construction lenders. You can find and evaluate the best construction rates available, aiding in funding ground-up construction, fix-and-flip ventures, or major rehabs for both residential and commercial properties in CA.

Locating Construction Loan Lenders in Your Vicinity

Protect your credit score by minimizing unnecessary inquiries. With Lendersa®, you can obtain preapproval for a land loan without needing to provide sensitive financial information or your social security number.

If you're able to pledge additional properties as collateral, potentially through a blanket loan, you might qualify for 100% Loan to Value (LTV) financing.

Utilize the Lendersa® land loan calculator to identify lenders offering vacant land loans, focusing on ZIP codes 93401, 93405, 93403, 93406.



  • Shore Up Financial Services LLC
  • 2047 Lawrenceville-Suwanee Rd Ste E, Suwanee, GA, 30024
  • Shore Up Financial Services was created for investors by investors and, as such, we understand the challenges faced and lending needs of investors. We structure financing for investors who appreciate a high level of service with direct answers, solid communication, and a confidence in that if it can be done, it will get done! "You work the miracle
  • THE PERPETUAL FINANCIAL GROUP, INC.
  • 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024
  • The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
  • Eagle Bend Capital Financing
  • 159 Crocker Park Blvd, Suite 400, Westlake, OH, 44012
  • Eagle Bend Capital Financing is an Ohio-based commercial finance and real estate capital intermediary. We provide funding solutions to businesses and real estate investors all over the country. Our extensive portfolio of financing options can provide a great alternative to traditional banks.
  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies
  • First Community Bank California
  • 101 Sanders Lane, Bluefield, VA, 24605
  • First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • PNC Bank
  • The Tower at PNC Plaza 300 5th Avenue, Pittsburgh, PA, 15222
  • Find the Lending Solution that Meets Your Needs. PNC has been lending for over 100 years. We can help find the right product for you. Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.