2025 Construction Loans use AI Lenders complete for San-Luis-Obispo, California

Lendersa® list of construction loan lenders in San-Luis-Obispo, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in San-Luis-Obispo, CA of 2,000 Sf home at $322,636 for basic construction to $580,934 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93401, 93405, 93403, 93406.



  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
  • First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.
  • The First National Bank of East Texas
  • 206 US Hwy 271 N, Gilmer, TX, 75644
  • First National Bank of East Texas makes life easier with online services for mortgage loans. Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more. Our experienced Mortgage Team.
  • Gilmer National Bank
  • 713 US Hwy 271 North, Gilmer, TX, 75644
  • Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
  • Cypress Bank
  • 120 S. Greer, Pittsburg, TX, 75686
  • Cypress Bank officially began operation October 3, 1977. Beginning with capital of $500, 000 and three full time employees. We now post assets of $200, 000, 000 and capital of $21, 500, 000 and employ 75 employees at our five locations. Our growth is reflective of the growth and prosperity of the Northeast Texas region.
  • New Season Mortgage, LLC
  • 900 SE 5th Street, Suite 22, Bentonville, AR, 72712
  • New Season Mortgage is a wholesale mortgage company. This simply means that we have more options to offer you. It allows you to shop for the best loan within your budget from one convenient place. No application fee. No Processing fee. The lowest interest rates in the industry.We’re local but offer a completely digital, streamlined experience.
  • First National Bank in Port Lavaca
  • 1101 South Hwy 35 By-Pass, Port Lavaca, TX, 77979
  • First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.
  • Legacy National Bank
  • 4055 W Sunset Ave, Springdale, AR, 72762
  • Legacy National Bank is a locally-owned Northwest Arkansas Bank with six locations in Washington and Benton Counties. Legacy focuses on building communities by serving the needs of families and businesses by providing advice-based financial solutions. We provide regionally and nationally competitive Banking products.
  • Community Service Credit Union
  • 250 FM 2821 Road West, Huntsville, TX, 77320
  • Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Lovelady State Bank
  • 910 S Commerce St, Lovelady, TX, 75851
  • Lovelady State Bank was founded in 1974 with local ownership and management and has been a cornerstone of this community’s economic life since its inception. The primary mission of Lovelady State Bank is to provide Lovelady and the surrounding community with a sound, safe, locally owned financial institution.
  • The Wanda State Bank
  • 121 W Main, Wanda, MN, 56294
  • The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.