47 Construction Loan Lenders with AI in Novato, California 2026

The Lendersa® compilation of construction loan lenders in Novato, CA features regional banks, national lenders, and local hard money lenders, all utilizing private funds to support your ground-up construction or major renovation needs.

For a 2,000 square foot home in Novato, CA, lenders estimate construction costs ranging from $322,460 for standard builds to $580,758 for more refined designs. Interest rates and terms on construction loans adjust according to the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and lender choice.

Explore loan offers from 100 lenders

Discover the magic of the construction loan calculator

To cater to all your construction financing requirements, Lendersa® utilizes AI technology to instantly connect your loan request with a broad range of construction lenders, helping you discover the best available rates for funding ground-up builds, fix-and-flip, or significant rehabs on both residential and commercial properties in CA.

Locating construction loan lenders nearby

Protect your credit score by minimizing unnecessary inquiries. Preapproval for your land loan can be obtained without the need to disclose your social security number or other sensitive financial details.

Using extra properties as collateral (through a blanket loan) might qualify you for 100% LTV (Loan-to-Value) financing.

Utilize the Lendersa® land loan calculator to find lenders for vacant land loans in zip codes 94949.



  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • Lends in California
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.

  • Private Funds Direct
  • 1555 Grant Avenue, Novato, CA, 94945
  • Lends in California
  • Kevin Green and Pacific Private Money specialize in supporting funding for real estate investors and borrowers throughout California. I am dedicated to providing fast, friendly, reliable, and no-nonsense service. Pacific Private Money is a member of both the California Mortgage Association and the American Association of Private Lenders.

  • Dryden Capital Inc.
  • 1202 Grant Ave. B-1, NOVATO, CA, 94945
  • Lends in California
  • Dryden Capital provides Borrowers with fast creative solutions to their financing needs. We are local to the Bay Area but lend throughout California. We make all type of investment loans including Investment properties, Multifamily, Commercial, Rehab, Mixed Use and Construction Loans.

  • Pacific Private Money
  • 1555 Grant Avenue, Novato, CA, 94945
  • Lends in California
  • In 2008, we identified a need in underserved capital markets left behind in the wake of the financial crisis. Since then, we have grown quickly by serving the expanding market of borrowers who are unable to secure conventional financing, and by specializing in short-term, fast-funding situations.

  • Bank of Marin
  • 504 Redwood Blvd, Suite 100, Novato, CA, 94947
  • Lends in California
  • Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties.

  • Sequoia Mortgage Capital, Inc.
  • PO Box 2524, San Anselmo, CA, 94979
  • Lends in California
  • Sequoia Mortgage Capital is a certified Bay Area Green Business focused on funding loans that other lenders turn down. We operate from our headquarters building in downtown San Anselmo and specialize in short-term loans secured by California real estate. Real estate lending is our only business and we are committed to exceeding your expectations.

  • CMG Realty
  • 55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
  • Lends in California
  • Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.

  • Atalanta Financial
  • 711 Grand Ave, Suite 265, San Rafael, CA, 94901
  • Lends in California
  • Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.

  • All California Mortgage
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • Lends in California
  • "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING.
    From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."

  • Searchlight Lending
  • 1300 Fourth Street, San Rafael, CA, 94901
  • Lends in California
  • Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders

  • ACM Investor Services Inc
  • 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
  • Lends in California
  • ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment