1272 Construction Loan Lenders with AI in Oceano, California 2025

Lendersa® list of construction loan lenders in Oceano, CA include regional banks, national lenders, and local hard money lenders utilizing private money for your ground-up construction or major rehab.

Lenders calculate to construction cost in Oceano, CA of 2,000 Sf home at $318,192 for basic construction to $576,490 for fancier contraction. Interest rate and the construction loan terms are varied depending on the borrowers' financials, the LTV, ARV, and type of lender selected.

Compare loan offers from 100 lenders

The magic construction loan calculator

To ensure all of your construction financing needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of construction lenders. You can now discover the best construction rates to fund ground-up construction fix N flip or major rehab on residential and commercial properties in California.

Construction loan lenders near you?

Avoiding unnecessary inquiries will reduce your credit score. Get preapproved for your land loan without the need to see your social security number or any sensitive financial information.

You may qualify to get 100% LTV (Loan to value) financing when you agree to pledge additional property as security (blanket loan).

Use Lendersa® land loan calculator to find vacant land loan lenders in zip codes 93445, 93475.



  • Green Street Mortgage
  • 1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.
  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.
  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.
  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.
  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
  • loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans loans making loans loans
  • Malaga Bank F.S.B.
  • 2514 Via Tejon, Palos Verdes Peninsula, CA, 90274
  • Malaga Bank, a subsidiary of Malaga Financial Corporation, is a full-service community bank headquartered on the Palos Verdes Peninsula with six offices located in the South Bay area of Los Angeles. Since Malaga Bank opened its first office in Palos Verdes Estates on March 14, 1985, we have been delivering competitive banking services to residents
  • Nationwide Business Finance
  • 2308 Via La Brea, Suite 101, Palos Verdes Peninsula, CA, 90274
  • Nationwide Business Finance is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
  • Lenders Capital
  • 2215 Via Anacap, Suite A, Verdes Estates, CA, 90274
  • Lenders Capital Mortgage is located on Via Anacapa, just west of Palos Verdes Drive West. It can be found in a small office and shopping district nestled among the impressive ocean-view homes of Palos Verdes Estates. It is found at the front of the bungalow-style Anacapa Suites complex in suite #A. Its emphasis is on financial advice.
  • First Commercial Bank (USA)
  • 200 East Main Street, Alhambra, CA, 91801
  • First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
  • New Omni Bank, National Association
  • 1235 South Garfield Avenue, Alhambra, CA, 91801
  • New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.