Oceanside, California Construction loan lenders AI selection 2025

In Oceanside, CA, Lendersa® provides a comprehensive list of construction loan lenders, including regional banks, national lenders, and local hard money lenders. These lenders use private funds to assist with both ground-up construction projects and major renovations.

When calculating the construction costs for a 2,000 square foot home in Oceanside, CA, lenders offer estimates starting at $323,912 for basic construction, rising to $582,210 for more elaborate projects. Interest rates and terms for these construction loans vary according to the borrower's financial information, the LTV, ARV, and the type of lender selected.

Explore and compare loan offers from a selection of 100 lenders

Introducing the magic of the construction loan calculator

Lendersa® leverages AI technology to effectively match your loan requests with a broad array of construction lenders, ensuring that all your financing needs are met efficiently. Discover optimal construction rates for funding diverse projects like ground-up construction, fix-and-flip initiatives, or significant rehabilitation on both residential and commercial properties throughout CA.

Are there construction loan lenders near you?

By reducing unnecessary inquiries, you can better protect your credit score. Achieve preapproval for your land loan without needing to disclose personal information like your social security number or other sensitive financial details.

There is a possibility to obtain 100% LTV (Loan to Value) financing when you agree to pledge additional properties as collateral, a process known as a blanket loan.

Leverage the power of the Lendersa® land loan calculator to identify vacant land loan lenders in the ZIP codes 92054, 92057, 92058, 92056, 92049, 92051, 92052, 92068.



  • New Century Bank
  • 1211 28th Street, Belleville, KS, 66935
  • New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
  • BRM Mortgage Services
  • 2201 Midway Rd, Suite 1080, Carrollton, TX, 75006
  • At B R M Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.
  • Vision Bank
  • 101 East Main Street, Ada, OK, 74820
  • For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond. We exist to help you meet all of your financial needs.
  • Community Bank & Trust, Waco, Texas
  • 1800 Washington Avenue, Waco, TX, 76701
  • At Community Bank & Trust, our mission statement is "Serving Beyond Expectations."​ By making this statement, we are making a pledge that our core purpose is to provide quality financial services with excellence and professionalism to Central Texans. Community Bank & Trust was founded in 1952 as a customer-oriented, convenient bank.
  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
  • American Bank, National Association
  • 2707 West Northwest Highway, Dallas, TX, 75220
  • Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.