Construction loans by with AI by private investors in Oceanside, CA

In Oceanside, CA, Lendersa® provides a comprehensive list of construction loan lenders, including regional banks, national lenders, and local hard money lenders. These lenders use private funds to assist with both ground-up construction projects and major renovations.

When calculating the construction costs for a 2,000 square foot home in Oceanside, CA, lenders offer estimates starting at $323,912 for basic construction, rising to $582,210 for more elaborate projects. Interest rates and terms for these construction loans vary according to the borrower's financial information, the LTV, ARV, and the type of lender selected.

Explore and compare loan offers from a selection of 100 lenders

Introducing the magic of the construction loan calculator

Lendersa® leverages AI technology to effectively match your loan requests with a broad array of construction lenders, ensuring that all your financing needs are met efficiently. Discover optimal construction rates for funding diverse projects like ground-up construction, fix-and-flip initiatives, or significant rehabilitation on both residential and commercial properties throughout CA.

Are there construction loan lenders near you?

By reducing unnecessary inquiries, you can better protect your credit score. Achieve preapproval for your land loan without needing to disclose personal information like your social security number or other sensitive financial details.

There is a possibility to obtain 100% LTV (Loan to Value) financing when you agree to pledge additional properties as collateral, a process known as a blanket loan.

Leverage the power of the Lendersa® land loan calculator to identify vacant land loan lenders in the ZIP codes 92054, 92057, 92058, 92056, 92049, 92051, 92052, 92068.



  • Providential Mortgage
  • 42808 Christy St, Ste 226, Fremont, CA, 94538
  • Providential Mortgage strives to ensure that its services are accessible to people with disabilities. Providential Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities with the strong belief that every person has the right to live with dignity
  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Goldenstate Realty & Home Loans
  • 5424 Sunol Blvd, Suite 10, Pleasanton, CA, 94566
  • Golden State Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
  • Soaring Falcon Mortgage
  • 7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
  • "To provide alternative loan solutions to investors who have been turned down by other banks/lenders. We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
  • Pacific Wide Lending
  • 7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
  • The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
  • Reliable Real Estate
  • 38930 Blacow Road, Suite E1, Fremont, CA, 94536
  • As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and