157 Construction Loan Lenders with AI in San-Juan-Capistrano, California 2026

Lendersa® offers an extensive list of construction loan lenders in San-Juan-Capistrano, CA, which includes regional banks, national lenders, and local hard money lenders utilizing private funds for ground-up construction or major rehabilitation projects.

In San-Juan-Capistrano, CA, lenders estimate the building cost for a 2,000 square foot home, ranging from $321,701 for basic construction to $579,999 for more upscale constructions. The interest rates and loan terms are determined by the borrower's financial situation, the LTV, ARV, and the chosen lender type.

Compare loan offers from 100 lenders

The magic construction loan calculator

To address all your construction financing needs, Lendersa® employs AI technology that quickly matches your loan request with a variety of construction lenders. You can now locate the best construction rates needed to fund ground-up projects, fix-and-flip ventures, or major rehabs on residential and commercial properties throughout CA.

Searching for construction loan lenders nearby?

To safeguard your credit score, limiting unnecessary inquiries is important. Get preapproved for your land loan without providing your social security number or any other sensitive financial information.

If you commit to pledging additional property as security (blanket loan), you might qualify for 100% LTV (Loan to Value) financing.

Leverage the Lendersa® land loan calculator to find lenders that offer vacant land loans within the zip codes 92675.



  • Valley Strong Credit Union
  • 11500 Bolthouse Drive, Bakersfield, CA, 93311
  • Lends in California
  • In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.

  • San Joaquin Valley Mortgage
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • Lends in California
  • We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!

  • Level One Financial
  • 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
  • Lends in California
  • We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor

  • Karpe Real Estate Center
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • Lends in California
  • Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.

  • Gem Mortgage
  • 1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
  • Lends in California
  • GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.

  • Clarity Home Loans
  • 5060 California Ave, Suite 1090-F, Bakersfield, CA, 93309
  • Lends in California
  • The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage

  • Agape Mortgage
  • 5001 California Avenue, Suite 200, Bakersfield, CA, 93309
  • Lends in California
  • Agape Mortgage provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals.The loan process can be a source of anxiety.

  • Equity 1 Loans
  • 5405 Stockdale Hwy. #108, Bakersfield, CA, 93309
  • Lends in California
  • Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau