1235 Construction Loan Lenders with AI in Santee, California 2026

Lendersa® provides a comprehensive list of construction loan lenders in Santee, CA, including regional banks, national lenders, and local hard money lenders utilizing private money for full-scale construction or significant refurbishment projects.

The construction costs for a 2,000 square foot home in Santee, CA are estimated to range from $322,504 for basic construction to $580,802 for more opulent projects. The interest rates and terms of the construction loan can vary widely based on the borrower's finances, LTV, ARV, and the lender type selected.

Discover and compare offers from 100 lenders

The Magic Construction Loan Calculator

Lendersa®'s AI technology rapidly matches your loan requests with a wide variety of construction lenders to ensure your financial needs are met. You can now explore the best rates available for construction loans to finance ground-up projects, fix-and-flips, or large-scale renovations on both residential and commercial properties in CA.

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Avoid unnecessary inquiries that can negatively affect your credit score. Get preapproved for a land loan without needing to share your social security number or other sensitive financial information.

You might be eligible for 100% LTV financing if additional properties are pledged as collateral, under a blanket loan.

Leverage the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 92071.



  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
  • Your Darling Lender
  • 681 Kenney St, El Cajon, CA, 92020
  • We strive to provide superior service to every one of our clients. We walk everyone through their mortgage questions, ensuring that they have the best product for their needs. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest r
  • D & D Capital Solutions LLC
  • 681 Kenney St, El Cajon, CA, 92020
  • There is never enough time to do everything, but there is always enough time to do the most important things. Making your priority our priority and helping you get the financing you need is what we make important here at D & D Capital Solutions. Fueling growth and success for investors nationwide! Making your Solution our Priority!
  • IQ Realty & Lending Inc.
  • 360 West Lexington Avenue, Suite 100, El Cajon, CA, 92020
  • IQ Realty & Lending represent buyers and sellers of real estate properties across San Diego County, residential property, commercial property, land, business opportunities, property management & financing. We also offer- Sell A Home, Finance A Home, Commercial Real Estate, Buy Property, Sell Property, Buy A Home.
  • Zeman Mortgage Inc
  • 140 W. Park Ave, El Cajon, CA, 92020
  • Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
  • Pacific West Finance & Development Co.
  • 4455 Murphy Canyon Road, San Diego, CA, 92123
  • Pacific West Finance is a commercial and residential financial firm. Specializing in Construction loans, private money, bridge financing, unsecured and secured credit facilities, and mergers and acquisitions. Incorporated in 2007, however our corporate officers have over 20-years of experience in procuring financing
  • Home Hunters
  • 4849 Ronson Court Suite 216, San Diego, CA, 92111
  • Home Hunters cover the County and provide caring, personalized residential real estate services that are backed by 25+ years of experience. Whether you are looking to purchase your own slice of San Diego, sell your home or income property, get a referral to a qualified tradesman, or find reliable property management, Home Hunters can help.
  • Rapozo Funding
  • 1565 Hotel Cirlce South, Suite 145, San Diego, CA, 92108
  • Danielle Rapozo is a highly experienced real estate professional who specializes in California mortgage loans. Danielle consider herself a true San Diego mortgage expert, taking pride in making it happen for her clients. Danielle entered the Real Estate industry in 1998 where she took a position managing a Real Estate team.